821 Garden Dr, Huron, OH 44839 Property Records

Erie County property record for 821 Garden Dr, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 1959
Lot Size	0.155 acres (6,743 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2015)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00012-000`

Property Details

APN / Parcel Number

Primary APN	`49-00012-000`
Alternative APN	`004675-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	972 sqft
Upper Floors Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,743 sqft (0.155 acres)
Lot Dimensions	71 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Patio Area	577 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004675-5
Street Address	821 GARDEN DR
City	HURON
State	OH
Zip	44839-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94 WASTA AVENUE
Legal Subdivision	CHASKA BEACH SECOND SUBDIVISION
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	4
Census Block	4022
Census Tract	40400

Owner

821 Garden Dr is owned by an individual who bought it in October 2015.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	644 JAEGER ST, COLUMBUS, OH 43206-1239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Jul 2, 2001 · Amount on File
Deed Document Number	20159820
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	821 GARDEN DR, HURON, OH 44839-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010518
Date	Dec 17, 2019
Instrument	201910518

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 821 Garden Dr was $5,228, down 3.8% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (-3.76%)	$136,776 (-) Land $29,827 Building $106,949
2024	$5,432.00 (+59.72%)	$136,776 (+85.69%) Land $29,827 Building $106,949	$390,790 Land $85,220 Building $305,570
2023	$3,401.00 (+8.73%)	$73,660 (-0.01%) Land $22,942 Building $50,718
2022	$3,128.00	$73,667 Land $22,942 Building $50,725
2021			$210,460 Land $65,550 Building $144,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 Garden Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Garden Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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