Cleveland County property record for 821 Frederick St, Shelby, NC 28150
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $85 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22558 |
| Primary APN | 22558 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,800 sqft (0.247 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 75 ft wide |
| Account Number | 1200810 |
|---|---|
| Street Address | 821 FREDERICK ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-4061 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R6 |
| Legal Description | 821-821 12 FREDRICK ST |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950900 |
821 Frederick St, residential vacant land, is owned by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 HUDSON ST, SHELBY, NC 28150-4126 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 821 FREDERICK ST, SHELBY, NC 28150-4061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 211 HUDSON ST, SHELBY, NC 28150-4126 |
| Document Number | 0018780590 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 1878/590 |
| Instrument | 200075925 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Jul 12, 2026 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 821 Frederick St was $85.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85.00 | $8,625 (-) Land $8,625 | $8,625 (-) Land $8,625 |
| 2025 | $85.00 | $8,625 Land $8,625 | $8,625 Land $8,625 |
| 2023 | $4,650 Land $4,650 | $4,650 Land $4,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 821 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 821 Frederick St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber.
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