Benton County property record for 821 Ford Ln, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,514 sqft · built 1995 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Aug 2019) |
| Tax Bill | $2,485 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10036-055 |
| Primary APN | 05-10036-055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 139,392 sqft |
| Porch | Open Porch |
| Porch Area | 542 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 110594 |
|---|---|
| Street Address | 821 FORD LN |
| City | LOWELL |
| State | AR |
| Zip | 72745-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SE OF THE NE1/4 OF SECTION 7, TOWNSHIP 18 NORTH, RANGE 30 WEST, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT AN EXISTING REBAR MARKING THE SE CORNER OF THE SE OF THE NE ; THENCE ALONG THE EAST LINE |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 07 |
| Legal Subdivision | CAVE SPRINGS |
| Legal Tract | 1 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21316 |
821 Ford Ln is owned by two individuals who bought it in August 2019.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 FORD LN, LOWELL, AR 72745-9184 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TELCO FCU |
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIVE WELL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on File |
| Deed Sale | Aug 21, 2019 · Amount on File |
| Prior Sale | Dec 8, 2012 |
| Deed Document Number | 201943312 |
| Transfer Doc | 0657000208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 821 FORD LN, LOWELL, AR 72745-9184 |
| Document Number | 0000043313 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 821 FORD LN LOWELL AR 727459184, LOWELL, AR 72745-9184 |
| Document Number | 0000043313 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 43313 |
| Name | TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 821 FORD LN, LOWELL, AR 72745-9184 |
| Document Number | 000M112962 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 821 FORD LN LOWELL AR 727459184, LOWELL, AR 72745-9184 |
| Document Number | 000M112962 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | M112962 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Jun 1, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 821 FORD LN, LOWELL, AR 72745-9184 |
| Document Number | 000M112948 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 821 FORD LN LOWELL AR 727459184, LOWELL, AR 72745-9184 |
| Document Number | 000M112948 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | M112948 |
| Name | LIVE WELL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | RICHMOND, VA 23225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Jun 1, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
The 2026 property tax bill for 821 Ford Ln was $2,485, up 8.9% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Cave Springs City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,485.00 (+8.9%) | $82,290 (-) Land $54,400 Building $27,890 | $411,450 (-) Land $272,000 Building $139,450 |
| 2025 | $2,282.00 | $82,290 Land $54,400 Building $27,890 | $411,450 (-) Land $272,000 Building $139,450 |
| 2024 | $411,450 (+154.37%) Land $272,000 Building $139,450 | ||
| 2023 | $1,983.00 | $32,350 Land $12,800 Building $19,550 | $161,750 Land $64,000 Building $97,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 821 Ford Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (2017–2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 821 Ford Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 73% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAVE SPRINGS WATERWORKS serves 5,365 people · EPA ID AR0000043 |
|---|---|
| Water Source | Purchased surface water from BENTONVILLE WATER UTILITIES |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | No certified operator Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 2,500 / 2,500 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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