Monroe County property record for 821 Flagship Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,995 sqft · built 1973 |
| Lot Size | 0.347 acres (15,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,009,400 (Mar 2009) |
| Tax Bill | $23,555 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00198931-000300 |
| Primary APN | 00198931-000300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Gross Area | 3,531 sqft |
| 1st Floor Area | 2,547 sqft |
| Basement Area | 448 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,100 sqft (0.347 acres) |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Pool Area | 192 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,432 sqft |
| Deck Area | 496 sqft |
| Patio Area | 1,488 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1260550 |
|---|---|
| Street Address | 821 FLAGSHIP DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 3 SUMMERLAND COVE ISLE-BLOCK NO 1 SUMMERLAND KEY PB6-32 OR540-257 OR794-702 OR876-2248 OR1100-2181 OR1138-2072 OR1200-401 OR1210-2143 OR2212-1580 OR2404-2418/20 OR2667-2167/68 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND COVE ISLES BLK 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 971502 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6626 BLAIN ST, FREMONT, MI 49412-8048 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2009 · Amount on Record |
| Deed Sale | Mar 20, 2009 · Amount on Record |
| Prior Sale | May 30, 2006 · Amount on Record |
| Deed Document Number | 20091735126 |
| Deed Book / Page | 2404 / 2418 |
| Last Transfer Date | Dec 19, 2018 |
| Transfer Doc | 0002200837 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,555.00 (+2.15%) | $3,380,650 (+5.97%) Land $2,541,335 Building $839,315 | $3,380,650 (+5.97%) Land $2,541,335 Building $839,315 |
| 2024 | $23,059.00 (+13.79%) | ||
| 2023 | $20,264.00 (+19.09%) | $3,190,097 (+34.92%) Land $2,392,449 Building $797,648 | $3,190,097 (+34.92%) Land $2,392,449 Building $797,648 |
| 2022 | $17,016.00 | $2,364,357 Land $1,594,112 Building $770,245 | $2,364,357 Land $1,594,112 Building $770,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
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