Salt Lake County property record for 821 E Whisper Cove Rd, Sandy, UT 84094
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 3.5 ba · 3,275 sqft · built 2004 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $492,800 (May 2019) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-05-306-007 |
| Primary APN | 28-05-306-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,275 sqft Living Area |
| Gross Area | 3,868 sqft |
| 1st Floor Area | 989 sqft |
| Upper Floors Area | 1,361 sqft |
| Basement Area | 973 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Porch | Covered Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 821 E WHISPER COVE RD |
|---|---|
| City | SANDY |
| State | UT |
| Zip | 84094-3073 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | 5504 |
| Legal Description | UNIT 7, WHISPER COVE PUD. 8787-8697 8990-7612 9120-7055 10243-2900 10243-3436 |
| Legal Range | 1E |
| Legal Township | 3S |
| Legal Section | 05 |
| Legal Subdivision | WHISPER COVE PUD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | SALT LAKE UT |
| Township / Civil Division | SALT LAKE CITY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 112612 |
821 E Whisper Cove Rd, a planned unit development, is owned and occupied by an individual who bought it in May 2019.
Source: Salt Lake County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN UNITED FAMILY CREDIT UNIONS FCU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Jul 3, 2014 · Amount on File |
| Deed Document Number | 201912996494 |
| Deed Book / Page | 10785 / 2595 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 0011876357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | INTEGRATED TITLE INSURANCE SERVICES, INTEGRATED TITLE INS SVCS |
| Name | Verified Name |
|---|
| Document Number | 0013805553 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 11258/1198 |
| Instrument | 13805553 |
| Name | AMERICAN UNITED FAMILY CREDIT UNIONS FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | INTEGRATED TITLE INSURANCE SERVICES, INTEGRATED TITLE INS SVCS |
| Name | Verified Name |
|---|
| Document Number | 0013795683 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 11252/2569 |
| Instrument | 13795683 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | TRULY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0013642358 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 11163/1387 |
| Instrument | 13642358 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ARTISAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013164485 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 10882/0939 |
| Instrument | 13164485 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Recording Date | May 28, 2019 |
| Property Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Document Number | 0012996494 |
| Book / Page | 10785 / 2595 |
| Instrument Date | May 24, 2019 |
| Instrument | 12996494 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ARTISAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 E WHISPER COVE RD, SANDY, UT 84094-3073 |
| Document Number | 0012996495 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 12996495 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 821 E Whisper Cove Rd was $3,684.
Source: Salt Lake County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Salt Lake County |
| Municipality | Sandy City |
| Unified School District | Canyons School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,684.00 Homeowner's exemption | $692,800 Land $143,900 Building $548,900 | $692,800 Land $143,900 Building $548,900 |
| 2024 | $3,684.00 (+10.8%) | ||
| 2023 | $3,325.00 (-2.89%) Homeowner's exemption | $337,315 Land $70,565 Building $266,750 | $613,300 Land $128,300 Building $485,000 |
| 2022 | $3,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 821 E Whisper Cove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 821 E Whisper Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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