821 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 821 E Main St, Richmond, IN 47374

Property Summary

Property Type	Commercial
Details	14,850 sqft · built 1920
Lot Size	0.114 acres (4,966 sqft)
Owner	Trust Name on File
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Sep 2025 Sale Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-50211-00`

Property Details

APN / Parcel Number

Primary APN	`029-50211-00`
Alternative APNs	`89-18-05-220-206.000-030` `500522020600029`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	3 Stories
Building Area	14,850 sqft Total Area
1st Floor Area	14,850 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	165 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500522020600029
Street Address	821 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-4315
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	30 FT 4 IN LOT 158 J S TIF
Legal Subdivision	RICHMOND
Legal Lot Number	158
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2026
Census Tract	200

Owner

821 E Main St, a commercial property, is held in a trust since September 2025.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Trust Name on File
Mailing Address	33 S 7TH ST, RICHMOND, IN 47374-5463
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Limited Warranty Deed, Transfer
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK AND TRUST CO
Mar 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	Dec 7, 2023 · Amount on File
Deed Document Number	20256364
Record Updated	Sep 20, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 2, 2025
Property Address	821 E MAIN ST, RICHMOND, IN 47374-4315
Document Number	2025006364
Instrument Date	Aug 29, 2025
Instrument	2025006364
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 S 7TH ST, RICHMOND, IN 47374-5463
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 7, 2023
Property Address	821 E MAIN ST, RICHMOND, IN 47374-4315
Document Number	2023009341
Instrument Date	Dec 7, 2023
Instrument	2023009341
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 LAKEVIEW CT, RICHMOND, IN 47374-1794

Mortgage

Document Number	2023009342
Date	Dec 7, 2023
Instrument	2023009342

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2043

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 16, 2022
Property Address	821 E MAIN ST, RICHMOND, IN 47374-4315
Document Number	2022002218
Instrument Date	Mar 15, 2022
Instrument	2022002218
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 OLD SCHOOLHOUSE RD, PARKER, CO 80134-4517

Tax Assessment & Valuation

The 2025 property tax bill for 821 E Main St was $3,231, up 3.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,231.00 (+3.29%)	$107,700 (+3.26%) Land $9,500 Building $98,200	$107,700 (+3.26%) Land $9,500 Building $98,200
2024	$3,128.00	$104,300 (-20.62%) Land $9,500 Building $94,800	$104,300 (-20.62%) Land $9,500 Building $94,800
2023		$131,400 (+146.53%) Land $9,500 Building $121,900	$131,400 (+146.53%) Land $9,500 Building $121,900
2022	$2,464.00	$53,300 Land $9,500 Building $43,800	$53,300 Land $9,500 Building $43,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 821 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 821 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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