Rowan County property record for 821 E Main St, Morehead, KY 40351 · Last verified November 2025
| Property Type | Commercial > Retail |
|---|---|
| Tax Bill | $542.00 (2025) |
| Primary APN | 080-30 00 021.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Wood Exterior |
|---|
| Account Number | 3027 |
|---|---|
| Street Address | 821 E MAIN ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1323 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | HOUSE & LOTS E MAIN STREET 80-3-22 |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 950202 |
Source: Rowan County records · APN 080-30 00 021.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 658 HUTCHINSON RD, WEST LIBERTY, KY 41472-2030 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000222511 |
| Record Refreshed | Jun 08, 2026 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $542.00 (-1.81%) | $64,800 (-) Land $20,000 Building $44,800 | $64,800 (-) Land $20,000 Building $44,800 |
| 2023 | $552.00 | $64,800 Land $20,000 Building $44,800 | $64,800 Land $20,000 Building $44,800 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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