Franklin County property record for 821 E Main St, Charleston, AR 72933
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,184 sqft · built 1951 |
| Lot Size | 0.16 acres (6,997 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $516 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00244-000 |
| Primary APN | 008-00244-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,997 sqft (0.16 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 80 sqft |
| Porch | Slab |
| Porch Area | 182 sqft |
| Utility Building | 80 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 821 E MAIN ST |
|---|---|
| City | CHARLESTON |
| State | AR |
| Zip | 72933-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE NW QUARTER FO THE SE QUARTER OF SECTION 12, TOWNSHIP 7 NORTH, RANGE 29 WEST, BOUNDE AND DESCRIBED AS FOLLOWS: BEG |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | ELIASON ADDITION |
| Legal Block | 26 |
| Jurisdiction | FRANKLIN AR |
| Township / Civil Division | PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 950302 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 PRAIRIE ST, CHARLESTON, AR 72933-9230 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| Feb 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2015 |
| Deed Sale | Sep 3, 2015 |
| Prior Sale | Jun 27, 2000 |
| Deed Book / Page | 75 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN AR |
| Property Address | 821 E MAIN ST, CHARLESTON, AR 72933-9003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R000642 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026R-000642 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | 521 E MAIN ST, CHARLESTON, AR 72933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Mar 18, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN AR |
| Property Address | 821 E MAIN ST, CHARLESTON, AR 72933-9003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2020R000391 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020R-000391 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, AR 72933 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 15, 2025 |
Source: Franklin County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Franklin County |
| Municipality | Charleston City |
| Unified School District | Charleston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516.00 | $9,980 (-) Land $1,250 Building $8,730 | |
| 2023 | $516.00 | $9,980 Land $1,250 Building $8,730 | $49,900 Land $6,250 Building $43,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2015–2023) |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATERWORKS serves 3,386 people · EPA ID AR0000200 |
|---|---|
| Water Source | Purchased surface water from FRANKLIN-SEBASTIAN PWA |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
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