Pontotoc County property record for 821 E Gardena St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,336 sqft · built 1948 |
| Lot Size | 0.386 acres (16,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $36,000 (Jun 1998) |
| Tax Bill | $208 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14879 |
| Primary APN | 14879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 16,825 sqft (0.386 acres) |
| Lot Dimensions | 336 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 14879 |
|---|---|
| Street Address | 821 E GARDENA ST |
| City | ADA |
| State | OK |
| Zip | 74820-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 50' OF N 140' OF LOT 26 & S 196.5' OF W 50' OF W 100' OF LOT 26 SUNNYSIDE ACRES |
| Legal Range | 06E |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | SUNNYSIDE ACRES -ADA SD- SE 27-4-6 |
| Legal Lot Number | 26 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 88900 |
Source: Pontotoc County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 E GARDENA ST, ADA, OK 74820-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2019 | Deed of Trust, Mortgage · Line of Credit VISION BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Jan 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1998 · Amount on Record |
| Deed Sale | Jun 30, 1998 · Amount on Record |
| Deed Document Number | 0000151532 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 821 E GARDENA ST, ADA, OK 74820-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3276/191 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 3276/191 |
| Instrument | 2019-000454 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 10, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 821 E GARDENA ST, ADA, OK 74820-2407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 3235/069 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 3235/069 |
| Instrument | 2018-004147 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jul 27, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 821 E GARDENA ST, ADA, OK 74820-2407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-000089 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 3180/234 |
| Instrument | 2018-000089 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 2, 2023 |
Source: Pontotoc County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208.00 (+0.97%) Homeowner's exemption | $4,000 (-) Land $687 Building $3,313 | $43,648 (-6.98%) Land $7,500 Building $36,148 |
| 2024 | $206.00 Homeowner's exemption | $4,000 (-) Land $639 Building $3,361 | $46,925 (+9.43%) Land $7,500 Building $39,425 |
| 2023 | $206.00 Homeowner's exemption | $4,000 Land $700 Building $3,300 | $42,881 Land $7,500 Building $35,381 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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