821 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 821 E 9th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,168 sqft · built 1932
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on File
Tax Bill	$1,042 (2025)
Deeds & Mortgages	May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`963607430008`

Property Details

APN / Parcel Number

Primary APN	`963607430008`
Alternative APN	`64096360743000800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	104 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	821 E 9TH ST
City	SPENCER
State	IA
Zip	51301-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 20' 11 5 2ND COLLEGE ALL 12 5 2ND COLLEGE
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	COLLEGE 2ND ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3056
Census Tract	80200

Owner

Source: Clay County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 E 9TH ST, SPENCER, IA 51301-4924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 31, 2017
Transfer Doc	2017/1396
Record Updated	Jun 8, 2026

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	May 31, 2017
Property Address	821 E 9TH ST, SPENCER, IA 51301-4924
Document Number	2017/1396
Book / Page	2017 / 1396
Instrument Date	May 31, 2017
Instrument	2017 1396
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E 9TH ST, SPENCER, IA 51301-4924

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 Homeowner's exemption	$99,860 (+12.1%) Land $28,000 Building $71,860	$99,860 (+12.1%) Land $28,000 Building $71,860
2024	$1,042.00 (-14.73%)
2023		$89,080 (+13.81%) Land $19,600 Building $69,480	$89,080 (+13.81%) Land $19,600 Building $69,480
2022	$1,222.00 Homeowner's exemption	$78,270 Land $19,600 Building $58,670
2021			$78,270 Land $19,600 Building $58,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

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