Grundy County property record for 821 E 4th St, Wellsburg, IA 50680
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,396 sqft · built 1917 |
| Lot Size | 0.444 acres (19,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,000 (Aug 2019) |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Aug 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 881814176002 |
| Primary APN | 881814176002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,350 sqft (0.444 acres) |
| Lot Dimensions | 258 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 283 sqft |
| Deck Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 821 E 4TH ST |
|---|---|
| City | WELLSBURG |
| State | IA |
| Zip | 50680-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLSBURG,14-88-18 AUD PLAT 1926 NW, W 75' OF S 258' LOT 3 |
| Legal Range | 18W |
| Legal Township | 88N |
| Legal Section | 14 |
| Legal Subdivision | COUNTY AUDITORS 1926 PLAT |
| Legal Block | 88 |
| Legal Lot Number | 3 |
| Jurisdiction | GRUNDY IA |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 960200 |
Source: Grundy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 E 4TH ST, WELLSBURG, IA 50680-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY 1ST CU |
| Aug 13, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY 1ST CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Deed Document Number | 20191502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IA |
| Property Address | 821 E 4TH ST, WELLSBURG, IA 50680-7731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020252530 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-2530 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IA |
| Property Address | 821 E 4TH ST, WELLSBURG, IA 50680-7731 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231391 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-1391 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 55 Months |
| Due | Mar 17, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IA |
| Recording Date | Aug 13, 2019 |
| Property Address | 821 E 4TH ST, WELLSBURG, IA 50680-7731 |
| Document Number | 20191502 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019-1502 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 E 4TH ST, WELLSBURG, IA 50680-7731 |
| Document Number | 0020191503 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-1503 |
| Name | COMMUNITY 1ST CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Grundy County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Grundy County |
| Municipality | Wellsburg City |
| Unified School District | AGWSR Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 | $94,230 (-) Land $13,160 Building $81,070 | $94,230 (-) Land $13,160 Building $81,070 |
| 2025 | $1,180.00 (-4.38%) Homeowner's exemption | $94,230 (+5.49%) Land $13,160 Building $81,070 | $94,230 (+5.49%) Land $13,160 Building $81,070 |
| 2024 | $1,234.00 (-3.59%) | ||
| 2023 | $89,330 (+24.69%) Land $13,160 Building $76,170 | $89,330 (+24.69%) Land $13,160 Building $76,170 | |
| 2022 | $1,280.00 | $71,640 Land $10,970 Building $60,670 | |
| 2021 | $71,640 Land $10,970 Building $60,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLSBURG WATER SUPPLY serves 721 people · EPA ID IA3890097 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TC Fiber | 1,000 / 500 |
| Nextlink Fixed Wireless | 500 / 100 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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