821 E 40th St, Savannah, GA 31401 Property Records

Chatham County property record for 821 E 40th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1923
Lot Size	0.119 acres (5,162 sqft)
Owner	Individual Name on Record
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0063-30-018`

Property Details

APN / Parcel Number

Primary APN	`2-0063-30-018`
Alternative APN	`D334U772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	5,162 sqft (0.119 acres)
Lot Dimensions	89 ft deep x 58 ft wide
Garage Type	Carport
Garage Area	96 sqft
Carport	Carport
Carport Area	96 sqft
Porch	Slab
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	821 E 40TH ST
City	SAVANNAH
State	GA
Zip	31401-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 228, E 12 FT OF LOT 229 & T HE WEST 15 FT OF LOT 227 HARDEN
Legal Subdivision	HARDEN WARD
Legal Lot Number	228-229
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3008
Census Tract	2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 E 40TH ST, SAVANNAH, GA 31401-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Oct 10, 2018	Warranty Deed, Transfer
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025
Deed Sale	Mar 4, 2025
Prior Sale	Mar 3, 2025
Deed Book / Page	3604 / 555
Prior Transfer Date	Feb 24, 2025
Prior Transfer Doc	0036040555
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 9, 2020
Property Address	821 E 40TH ST, SAVANNAH, GA 31401-9420
Document Number	0020610183
Book / Page	2061 / 183
Instrument Date	Sep 9, 2020
Instrument	2020-009378
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E 40TH ST, SAVANNAH, GA 31401-9420

Mortgage

Document Number	0000002061/0000000186
Date	Sep 14, 2020
Book Page	0000002061/0000000186

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 9, 2018
Property Address	821 E 40TH ST, SAVANNAH, GA 31401-9420
Document Number	0014960370
Book / Page	1496 / 370
Instrument Date	Nov 9, 2018
Instrument	2018-011820
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E 40TH ST, SAVANNAH, GA 31401-9420

Mortgage

Document Number	0000001496/0000000371
Date	Nov 20, 2018
Book Page	0000001496/0000000371
Instrument	031384350019

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 10, 2018
Property Address	821 E 40TH ST, SAVANNAH, GA 31401-9420
Document Number	0014700500
Book / Page	1470 / 500
Instrument Date	Oct 10, 2018
Instrument	2018-010359
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13904 LEXINGTON CIR S, GRANGER, IN 46530-4969

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 19, 2018
Property Address	821 E 40TH ST, SAVANNAH, GA 31401-9420
Document Number	0013060158
Book / Page	1306 / 158
Instrument Date	Mar 19, 2018
Instrument	2018-002466
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E 40TH ST, SAVANNAH, GA 31401-9420

Mortgage

Document Number	1306/159
Date	Mar 23, 2018
Book Page	1306/159
Instrument	30927620018

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,840 (+2.03%) Land $41,600 Building $125,240	$417,100 (+2.03%) Land $104,000 Building $313,100
2025	$5,392.00 (+8.97%)	$163,520 (+12.93%) Land $41,600 Building $121,920	$408,800 (+12.93%) Land $104,000 Building $304,800
2023		$144,800 (+21.15%) Land $41,600 Building $103,200	$362,000 (+21.15%) Land $104,000 Building $258,000
2022	$4,948.00	$119,520 Land $28,000 Building $91,520	$298,800 Land $70,000 Building $228,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1995–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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