821 E 11th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 821 E 11th St, Chattanooga, TN 37403

Property Summary

Property TypeOffice Building
Details15,934 sqft · built 1947
Lot Size0.979 acres (42,654 sqft)
OwnerCompany Name on File
Tax Bill$4,254 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN146H P 037

Property Details

APN / Parcel Number

Primary APN146H P 037
Alternative APN
  • 0000074706

Interior

Stories1 Story
Building Area15,934 sqft Total Area

Exterior

Year BuiltBuilt 1947
Exterior MaterialConcrete Block
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area42,654 sqft
Lot Dimensions182 ft deep x 269 ft wide

Location & Zoning

Account Number0000074706
Street Address821 E 11TH ST
CityCHATTANOOGA
StateTN
Zip37403-3202
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeM1
Legal DescriptionLTS 135-138 PARK PLACE ADDN PB 1 PG 2 PT LTS 5-9 SMITH ADDN PB 1 PG 3 0088 14 14
Legal SubdivisionPARK PLACE
Legal Lot Number5-9 136
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3032
Census Tract12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 3247, CHATTANOOGA, TN 37404-0247
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK
Jul 2, 2019Grant Deed, Mortgage · Line of Credit
REGIONS BK
May 14, 2019Deed of Trust, Mortgage
REGIONS BK
Apr 30, 2019Loan Modification, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 1994
Deed SaleAug 22, 1994
Deed Document Number0004395387
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJul 22, 2026
Property Address821 E 11TH ST, CHATTANOOGA, TN 37403-3202
Document Number0000000007
Book / Page14376 / 543
Instrument DateJul 20, 2026
Instrument20267
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address821 E 11TH ST, CHATTANOOGA, TN 37403-3202

Mortgage

Document Number0000000007,
DateJul 22, 2026
Book Page14376/543
Instrument20267
Lender
NamePINNACLE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

July 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJul 2, 2019
Property Address821 E 11TH ST, CHATTANOOGA, TN 37403-3202
Document Number0702000129
Book / Page011687 / 000439
Instrument DateMay 14, 2019
Instrument190702000129
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address821 E 11TH ST CHATTANOOGA TN 374033202, CHATTANOOGA, TN 37403-3202

Mortgage

Document Number702000129
DateJul 2, 2019
Book Page011687/000439
Instrument190702000129
Lender
NameREGIONS BK
TypeBank
Address601 MARKET ST, CHATTANOOGA, TN 37402-4893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJul 1, 2022
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address821 E 11TH ST, CHATTANOOGA, TN 37403-3202
Document Number0702000128
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address821 E 11TH ST CHATTANOOGA TN 374033202, CHATTANOOGA, TN 37403-3202

Mortgage

Document Number0702000128
DateJul 2, 2019
Book Page011687/000430
Instrument190702000128
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term84 Months
DueJul 1, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Recording DateApr 30, 2019
Property Address821 E 11TH ST, CHATTANOOGA, TN 37403-3202
Document Number0430000061
Book / Page011626 / 000782
Instrument DateApr 6, 2019
Instrument190430000061
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number430000061
DateApr 30, 2019
Book Page011626/000782
Instrument190430000061
Lender
NameBRANCH BK&TR
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueApr 29, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,254.00 (+23.84%)$280,720 (+82.81%)$701,800 (+82.81%) Land $463,800 Building $238,000
2024$3,435.00$153,560 (-)$383,900 (-) Land $123,300 Building $260,600
2023$3,435.00$153,560 (-)$383,900 (-) Land $123,300 Building $260,600
2022$3,435.00$153,560$383,900 Land $123,300 Building $260,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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