821 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 821 Duff Ave, Ames, IA 50010

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,141 sqft · built 2014
Lot Size	0.121 acres (5,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2025)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-327-500`

Property Details

APN / Parcel Number

Primary APN	`09-02-327-500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area
1st Floor Area	1,141 sqft
Basement Area	1,141 sqft
Finished Basement	500 sqft
Unfinished Basement	798 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,284 sqft (0.121 acres)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	821 DUFF AVE
City	AMES
State	IA
Zip	50010-6355
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	HABITAT DUFF AVENUE CONDOMINIUMS LOT:UNIT 1 AMES
Legal Subdivision	BLAIR'S ADD
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4000
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 DUFF AVE, AMES, IA 50010-6355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK PIGGOTT
Jun 18, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Nov 25, 2014	Warranty Deed, Transfer HABITAT FOR HUMANITY
Nov 25, 2014	Warranty Deed, Transfer · Stand-Alone Second Mortgage HABITAT FOR HUMANITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	20254651
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	821 DUFF AVE, AMES, IA 50010-6355
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 DUFF AVE, AMES, IA 50010-6355

Mortgage

Document Number	0202501801
Date	Mar 19, 2025
Instrument	2025-01801

Lender

Name	FIRST NATIONAL BANK PIGGOTT
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 18, 2025
Property Address	821 DUFF AVE, AMES, IA 50010-6355
Document Number	0202504651
Instrument Date	Jun 11, 2025
Instrument	2025-04651
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 DUFF AVE, AMES, IA 50010-6355

Mortgage

Document Number	0202504652
Date	Jun 18, 2025
Instrument	2025-04652

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 25, 2014
Property Address	821 DUFF AVE, AMES, IA 50010-6355
Document Number	201400010536
Instrument Date	Nov 24, 2014
Instrument	2014-00010536
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 DUFF AVE # 1, 1, AMES, IA 50010-6355

Mortgage

Document Number	201400010537
Date	Nov 25, 2014
Instrument	2014-00010537

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	302 Months
Due	Jan 1, 2040

Mortgage

Document Number	201400010538
Date	Nov 25, 2014
Instrument	2014-00010538

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jan 1, 2040

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 25, 2014
Property Address	821 DUFF AVE, AMES, IA 50010-6355
Document Number	201400010540
Instrument Date	Nov 24, 2014
Instrument	2014-00010540
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 DUFF AVE # 2, 2, AMES, IA 50010-6355

Mortgage

Document Number	201400010541
Date	Nov 25, 2014
Instrument	2014-00010541

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jan 1, 2040

Mortgage

Document Number	201400010542
Date	Nov 25, 2014
Instrument	2014-00010542

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (-11.13%) Homeowner's exemption	$206,000 (-9.21%) Land $25,800 Building $180,200	$206,000 (-9.21%) Land $25,800 Building $180,200
2024	$3,020.00 (+12.27%)
2023		$226,900 Land $25,800 Building $201,100	$226,900 Land $25,800 Building $201,100
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1990–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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