821 Cook Bridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 821 Cook Bridge Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,120 sqft · built 1992
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2023)
Tax Bill	$439 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447900098469000`

Property Details

APN / Parcel Number

Primary APN	`447900098469000`
Alternative APNs	`50253` `59981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,785 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	344 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Deck Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	59981
Street Address	821 COOK BRIDGE RD
City	MURPHY
State	NC
Zip	28906-8834
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR REYNOLDS 1619/534 C/16A
Legal Subdivision	SURVEY/CHASE
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930604

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 31, 2019	Intrafamily Transfer, Transfer
May 14, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage DON E REYNOLDSETAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	20232086
Deed Book / Page	1734 / 223
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	01619/0534
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	May 4, 2026
Property Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Document Number	0000002152
Book / Page	1800 / 1027
Instrument Date	Apr 29, 2026
Instrument	20262152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002152,
Date	May 4, 2026
Book Page	1800/1027
Instrument	20262152

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 2, 2023
Property Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Document Number	001734/223
Book / Page	1734 / 223
Map Reference	CAB G SL 190
Instrument Date	Apr 27, 2023
Instrument	2086
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834

Mortgage

Document Number	0001734226
Date	May 2, 2023
Instrument	1734/226

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 31, 2019
Property Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Document Number	01619/0534
Book / Page	01619 / 0534
Map Reference	CAB G SL 190
Instrument Date	Jul 29, 2019
Instrument	03465
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 14, 2018
Property Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834
Document Number	01587/0125
Book / Page	01587 / 0125
Map Reference	CAB G SL 190
Instrument Date	May 7, 2018
Instrument	02261
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COOK BRIDGE RD, MURPHY, NC 28906-8834

Mortgage

Document Number	02262
Date	May 14, 2018
Instrument	02262

Lender

Name	DON E REYNOLDSETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$439.00	$53,950 (-23.41%)	$53,950 (-23.41%) Land $13,340 Building $40,610
2023		$70,440	$70,440 Land $13,340 Building $57,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CND Acquisition, T-Mobile USA, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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