821 Commerce Trl, Canton, GA 30114 Property Records

Cherokee County property record for 821 Commerce Trl, Canton, GA 30114

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,463 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Apr 2018)
Tax Bill	$677 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14N20A 286`

Property Details

APN / Parcel Number

Primary APN	`14N20A 286`
Alternative APNs	`1203699` `398858`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,463 sqft Heated Area
1st Floor Area	1,563 sqft
Upper Floors Area	900 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	398858
Old Parcel Number	14N20A286
Street Address	821 COMMERCE TRL
City	CANTON
State	GA
Zip	30114-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 1264 TOWNE MILL PODS E PH 2,F&G PH 1
Legal Subdivision	TOWNE MILL SUB PH 2
Legal Phase	1
Legal Lot Number	1264
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1007
Census Tract	90102

Owner

821 Commerce Trl is owned and occupied by two individuals who bought it in April 2018.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Jun 9, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 1, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 2, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage VICTORY CMNTY BK
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	0014267492
Deed Book / Page	14267 / 492
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COMMERCE TRL, CANTON, GA 30114-7548

Mortgage

Document Number	0149060377
Date	Oct 19, 2023
Book Page	0000014906/0000000377

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COMMERCE TRL, CANTON, GA 30114-7548

Mortgage

Document Number	0145900236
Date	Jan 22, 2021
Book Page	0000014590/0000000236
Instrument	2021003519

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COMMERCE TRL, CANTON, GA 30114-7548

Mortgage

Document Number	0147982478
Date	Jun 9, 2022
Book Page	0000014798/0000002478
Instrument	2022024257

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Document Number	0144620934
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 COMMERCE TRL CANTON GA 301147548, CANTON, GA 30114-7548

Mortgage

Document Number	0144620934
Date	Apr 13, 2020
Book Page	014462/000934

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Document Number	0143732086
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 COMMERCE TRL CANTON GA 301147548, CANTON, GA 30114-7548

Mortgage

Document Number	0143732086
Date	Jul 10, 2019
Book Page	014373/002086
Instrument	22563

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	May 2, 2018
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Document Number	0142670492
Book / Page	014267 / 000492
Instrument Date	Apr 12, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 COMMERCE TRL CANTON GA 301147548, CANTON, GA 30114-7548

Mortgage

Document Number	142670500
Date	May 2, 2018
Book Page	014267/000500

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE GA
Recording Date	May 2, 2018
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Document Number	0142670497
Book / Page	014267 / 000497
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	821 COMMERCE TRL CANTON GA 301147548, CANTON, GA 30114-7548

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jan 24, 2018
Property Address	821 COMMERCE TRL, CANTON, GA 30114-7548
Document Number	0142430549
Book / Page	014243 / 000549
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Feb 14, 2018

Transaction

Amount	Amount on Record
Tax	$58.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 821 Commerce Trl was $677 with exemptions applied.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Canton City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$677.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$218,280 Land $40,000 Building $178,280	$545,700 Land $100,000 Building $445,700
2023		$184,120 (+24%) Land $36,000 Building $148,120	$460,300 (+24%) Land $90,000 Building $370,300
2022	$1,267.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$148,480 Land $32,000 Building $116,480	$371,200 Land $80,000 Building $291,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 Commerce Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Commerce Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Commerce Trl

Nearby Streets

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