821 Clement St, Joliet, IL 60435 Property Records

Will County property record for 821 Clement St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	4 bd · 921 sqft · built 1949
Lot Size	0.16 acres (6,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2021)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-327-015`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-327-015`
Alternative APN	`07043270150000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	921 sqft
Gross Area	1,465 sqft
Basement Area	921 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,912 sqft (0.16 acres)
Lot Dimensions	144 ft deep x 48 ft wide
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	821 CLEMENT ST
City	JOLIET
State	IL
Zip	60435-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN CONWAY TERRACE, A SUB OF PRT OF LOT 11, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC. 4, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	CONWAY TERRACE
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1014
Census Tract	881800

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK, SERVICELINK TITLE
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 28, 2019	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Jun 28, 2019
Deed Document Number	2021102828
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0000040513
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Oct 13, 2026
Property Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Document Number	0000063225
Instrument Date	Aug 24, 2026
Instrument	202663225
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	821 CLEMENT ST, JOLIET, IL 60435-4613

Mortgage

Document Number	0000063225,
Date	Oct 13, 2026
Instrument	202663225

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CLEMENT ST, JOLIET, IL 60435-4613

Mortgage

Document Number	0000012623
Date	Mar 18, 2024
Instrument	R2024012623

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CLEMENT ST, JOLIET, IL 60435-4613

Mortgage

Document Number	0000005412
Date	Feb 2, 2023
Instrument	R2023005412

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 17, 2021
Property Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Document Number	0000102828
Map Reference	DOC419317 MB20 PG48
Instrument Date	Jul 26, 2021
Instrument	R2021102828
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	821 CLEMENT ST, JOLIET, IL 60435-4613

Mortgage

Document Number	0000102829
Date	Sep 17, 2021
Instrument	R2021102829

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jun 28, 2019
Property Address	821 CLEMENT ST, JOLIET, IL 60435-4613
Document Number	0000040513
Map Reference	419317 MB 20 PG 48
Instrument Date	May 24, 2019
Instrument	R2019040513
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CLEMENT ST, JOLIET, IL 60435-4613

Mortgage

Document Number	0000040514
Date	Jun 28, 2019
Instrument	R2019040514

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,859.00 (+18.51%)	$80,969 (+9.3%) Land $15,354 Building $65,615	$242,907 (+9.3%) Land $46,062 Building $196,845
2024		$74,080 (+24.42%) Land $14,048 Building $60,032	$222,240 (+24.42%) Land $42,144 Building $180,096
2022	$4,944.00 Homeowner's exemption	$59,539 Land $11,291 Building $48,248	$178,617 Land $33,873 Building $144,744

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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