821 Clay Ave, Scranton, PA 18510 Property Records

Lackawanna County property record for 821 Clay Ave, Scranton, PA 18510

Property Summary

Property Type	Single Family Home
Details	3,960 sqft · built 1912
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$147,800 (Aug 2004)
Tax Bill	$55,940 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14678020028`

Property Details

APN / Parcel Number

Primary APN	`14678020028`

Interior

Building Area	3,960 sqft Total Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	160 ft deep x 40 ft wide

Location & Zoning

Street Address	821 CLAY AVE
City	SCRANTON
State	PA
Zip	18510-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X160 LI&C TOWN PLOT L 18 B 130 W-09 B-007 L-007 P-021
Legal Subdivision	LI & C TOW
Legal Block	7
Legal Lot Number	18
Jurisdiction	LACKAWANNA PA
Township / Civil Division	SCRANTON
Census Block Group	1
Census Block	1011
Census Tract	100600

Owner

821 Clay Ave is owned and occupied by an individual who bought it in August 2004.

Source: Lackawanna County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	821 CLAY AVE, SCRANTON, PA 18510-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2004 · Amount on File
Deed Sale	Aug 6, 2004 · Amount on File
Deed Book / Page	043 / 729
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Mar 7, 2022
Property Address	821 CLAY AVE, SCRANTON, PA 18510-1129
Document Number	0000004774
Instrument Date	Feb 24, 2022
Instrument	202204774
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CLAY AVE, SCRANTON, PA 18510-1129

Mortgage

Document Number	0000004775
Date	Mar 7, 2022
Instrument	202204775

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	821 CLAY AVE, SCRANTON, PA 18510-1129
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	KEELER ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007281
Date	Apr 8, 2021
Instrument	202107281

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 821 Clay Ave was $55,940.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Scranton City
Unified School District	Scranton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$55,940.00	$349,650 Land $38,280 Building $311,370
2024	$6,064.00	$17,100 (-) Land $8,100 Building $9,000	$349,650 Land $38,280 Building $311,370
2023	$6,064.00	$17,100 Land $8,100 Building $9,000
			$17,100 Land $8,100 Building $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 821 Clay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Clay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Empire Long Distance Fiber	1,000 / 100
ICON Technologies Fixed Wireless	100 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier, Greenlight Networks.

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