821 Central Ave, Gary, IN 46407 Property Records

Lake County property record for 821 Central Ave, Gary, IN 46407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1957
Lot Size	0.242 acres (10,585 sqft)
Owner	Individual Name on Record
Tax Bill	$985 (2024)
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0301-0001`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0301-0001`
Alternative APNs	`45-08-10-254-010.000-004` `254203010001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	875 sqft Living Area

Exterior

Year Built	Built 1957
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,585 sqft (0.242 acres)
Lot Dimensions	123 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0301-0001
Old Parcel Number	254203010001
Street Address	821 CENTRAL AVE
City	GARY
State	IN
Zip	46407-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHEADLE'S 1ST ADD. L.1 BL.1
Legal Subdivision	CHEADLES ADD 01
Legal Block	1
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1007
Census Tract	11600

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4985 DELAWARE ST, GARY, IN 46409-2835
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1992
Deed Sale	May 11, 1992
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,500 (+13.08%) Land $10,600 Building $30,900	$41,500 (+13.08%) Land $10,600 Building $30,900
2024	$985.00 (+16.57%)
2023		$36,700 (+11.21%) Land $10,600 Building $26,100	$36,700 (+11.21%) Land $10,600 Building $26,100
2022	$845.00	$33,000 Land $7,000 Building $26,000	$33,000 Land $7,000 Building $26,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20