821 Cascade Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 821 Cascade Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,486 sqft · built 1969
Lot Size	1 acres (43,628 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Jan 2017)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R06115-005-025-000`

Property Details

APN / Parcel Number

Primary APN	`R06115-005-025-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,486 sqft Living Area
1st Floor Area	1,654 sqft
Basement Area	848 sqft
Finished Basement	848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,628 sqft (1 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	26 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	821 CASCADE RD
City	WILMINGTON
State	NC
Zip	28409-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 238 SEC 6 LONG LEAF HILLS
Legal Subdivision	LONG LEAF HILLS SEC 6
Legal Block	5
Legal Lot Number	238
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1018
Census Tract	12011

Owner

821 Cascade Rd is owned by an individual who bought it in January 2017.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	808 RANKIN ST, WILMINGTON, NC 28401-3658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional with PMI POLARIS HM FNDG
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 31, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Prior Sale	Nov 9, 2007 · Amount on File
Deed Document Number	20173112
Deed Book / Page	6034 / 612
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	821 CASCADE RD, WILMINGTON, NC 28409-5604
Document Number	0063272552
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TERRA TITLE COMPANY, TERRA TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CASCADE RD WILMINGTON NC 284095604, WILMINGTON, NC 28409-5604

Mortgage

Document Number	0063272552
Date	Jul 1, 2020
Book Page	006327/002552
Instrument	24778

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	821 CASCADE RD, WILMINGTON, NC 28409-5604
Document Number	0062842132
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CASCADE RD WILMINGTON NC 284095604, WILMINGTON, NC 28409-5604

Mortgage

Document Number	0062842132
Date	Feb 12, 2020
Book Page	006284/002132
Instrument	5214

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 31, 2017
Property Address	821 CASCADE RD, WILMINGTON, NC 28409-5604
Document Number	0060340612
Book / Page	006034 / 000612
Instrument Date	Jan 20, 2017
Instrument	3112
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 CASCADE RD WILMINGTON NC 284095604, WILMINGTON, NC 28409-5604

Mortgage

Document Number	60340614
Date	Jan 31, 2017
Book Page	006034/000614
Instrument	3113

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 821 Cascade Rd was $2,906, up 19.1% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,800 (-) Land $152,600 Building $341,200	$493,800 (-) Land $152,600 Building $341,200
2025	$2,906.00 (+19.1%)	$493,800 Land $152,600 Building $341,200	$493,800 Land $152,600 Building $341,200
2024	$2,440.00 (+2.95%)
2023	$2,370.00 (-0.59%)	$280,500 Land $103,600 Building $176,900	$280,500 Land $103,600 Building $176,900
2022	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Cascade Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Cascade Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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