821 Breakers St, Inlet Beach, FL 32461 Property Records

Walton County property record for 821 Breakers St, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2013
Square Footage2,305 sqft Living Area
Lot Size10,759 sqft (0.246 acres)
OccupancyOwner Occupied
Last Sale$975,000 (2024)
Tax Bill$8,197.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-3S-18-16200-000-0020
Alternative APN
  • 1050850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,305 sqft Living Area
Gross Area3,173 sqft Gross Area
Stories1 Stories
Primary FlooringSteel Beam Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2013
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,759 sqft (0.246 acres)
Depth X Width13.9 ft x 8.4 ft Depth x Width
Garage TypeFinished Garage
Garage Area562 sqft Garage
Deck AreaDeck Area
Porch1 Porch
Porch Area306 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1050850
Street Address821 BREAKERS ST
CityINLET BEACH
StateFL
Zip32461-8596
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 WINTER GARDEN AT WATERSOUND PB 17-68 OR 2724-3174 OR 2897-40 OR 2930-2330 OR 2980-2271 OR 3193-2966 OR 3318-2486
Legal Range18W
Legal Township03S
Legal Section25
Legal SubdivisionWINTER GARDEN AT WATERSOUND
Legal Lot Number2
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup2
Census Block2022
Census Tract950610

Owner

Source: Walton County records · APN 25-3S-18-16200-000-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address821 BREAKERS ST, INLET BEACH, FL 32461-8596
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Warranty Deed, Transfer
SHORELINE TITLE LLC
Apr 20, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleApr 20, 2021 · Amount on Record
Deed Doc Number0033182486
Deed Book / Page3318 / 2486
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 15, 2024
Property Address821 BREAKERS ST, INLET BEACH, FL 32461-8596
Document Number0033182486
Book / Page3318 / 2486
Map ReferenceMB 17 PGS 68
Instrument DateMar 12, 2024
Instrument20240009091
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,825.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address145 GOLFRIDGE DR, INLET BEACH, FL 32461-7483

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 BREAKERS ST, INLET BEACH, FL 32461-8596

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 20, 2021
Property Address821 BREAKERS ST, INLET BEACH, FL 32461-8596
Document Number0031932966
Book / Page3193 / 2966
Map ReferenceMB 17 PG 68
Instrument DateApr 15, 2021
Instrument20210019049
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,943.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address821 BREAKERS ST, INLET BEACH, FL 32461-8596

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 WOOD BEACH DR, SANTA ROSA BEACH, FL 32459-7313

Mortgage

Document Number0031932968
DateApr 20, 2021
Instrument3193/2968
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateMay 01, 2031
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change7.12%
Index1-Month LIBOR
Margin2
Max Rate7.12%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$908,593 (-2.89%) Land $150,000 Building $758,593$908,593 (-2.89%) Land $150,000 Building $758,593
2024$8,197.00 (+0.54%)
2023$8,153.00 (+2.76%) Homeowner's exemption$935,652 (+9.29%) Land $121,701 Building $813,951$935,652 (+9.29%) Land $121,701 Building $813,951
2022$7,934.00$856,142 Land $135,088 Building $721,054$856,142 Land $135,088 Building $721,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 699 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Breakers St

Nearby Streets

Search Property Records by Address or Parcel Number