821 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 821 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1965
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Dec 2024)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`579-262-30-00`

Property Details

APN / Parcel Number

Primary APN	`579-262-30-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	821 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOTS 57&58 (EX NWLY 19 FT)LOT 56&ALL OF TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	56-58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

821 Banock St is owned and occupied by two individuals who bought it in December 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2019	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 28, 2019	Quit Claim Deed, Foreclosure SERVICELINK
Jan 22, 2019	Trustee's Deed, Foreclosure
Jan 10, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 24, 2017	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	2024358223
Prior Transfer Date	May 3, 2017
Prior Transfer Doc	0000228606
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206

Mortgage

Document Number	0000320761
Date	Apr 26, 2021
Instrument	2021-0320761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2019
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000471036
Map Reference	MAP 2050
Instrument Date	May 8, 2019
Instrument	2019-0471036
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206

Mortgage

Document Number	0000471037
Date	Oct 18, 2019
Instrument	2019-0471037

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000471039
Date	Oct 18, 2019
Instrument	2019-0471039

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2019
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000072146
Instrument Date	Feb 6, 2019
Instrument	72146
Transaction Type	Foreclosure
Record Updated	Mar 7, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2019
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000023149
Instrument Date	Jan 18, 2019
Instrument	23149
Transaction Type	Foreclosure
Record Updated	Feb 1, 2019

Transaction

Amount	Amount on Record
Tax	$413.27
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2018
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000011063
Instrument Date	Dec 6, 2017
Instrument	11063
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BANOCK ST SPRING VALLEY CA 919775206, SPRING VALLEY, CA 91977-5206

Mortgage

Document Number	11064
Date	Jan 10, 2018
Instrument	11064

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000388165
Map Reference	MAP2050
Instrument Date	Aug 14, 2017
Instrument	2017-0388165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 HOTEL CIRCLE CT STE 150, 150, SAN DIEGO, CA 92108-3432
Investor	Possibly a Property Investor

Mortgage

Document Number	0000388166
Date	Aug 24, 2017
Instrument	2017-0388166

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2017
Property Address	821 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000228606
Instrument Date	May 3, 2017
Instrument	228606
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	300 E ST CHULA VISTA CA 919102613, CHULA VISTA, CA 91910-2613

Tax Assessment & Valuation

The 2025 property tax bill for 821 Banock St was $8,953.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$708,899 (+2%) Land $472,600 Building $236,299
2025	$8,953.00	$695,000 Land $463,334 Building $231,666
2023	$5,756.00 (+1.59%)	$441,493 Land $294,329 Building $147,164
2022	$5,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 821 Banock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Banock St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: GeoLinks, Verizon.

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