821 8th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 821 8th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,139 sqft · built 1919
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2023)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Aug 2023 Sale Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48023-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,139 sqft Living Area
1st Floor Area	729 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Other
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	66 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	821 8TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 009 BLK 081 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	81
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4011
Census Tract	801

Owner

821 8th Ave N is owned and occupied by an individual who bought it in August 2023.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer THE TITLE GROUP INC
Jun 20, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	20231565272
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 9, 2023
Property Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909
Document Number	00A1657905
Instrument Date	Aug 4, 2023
Instrument	A1657905
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	THE TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2022
Property Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909
Document Number	00A1634965
Instrument Date	Jun 16, 2022
Instrument	A1634965
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 QUARRY RD APT 138, 138, EAGAN, MN 55121-3507

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 5, 2021
Property Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909
Document Number	00A1596056
Instrument Date	Feb 26, 2021
Instrument	A1596056
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	821 8TH AVE N, SAINT CLOUD, MN 56303-2909

Tax Assessment & Valuation

The 2026 property tax bill for 821 8th Ave N was $2,136.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00	$172,100 (-) Land $30,000 Building $142,100	$172,100 (-) Land $30,000 Building $142,100
2025		$172,100 Land $30,000 Building $142,100	$172,100 Land $30,000 Building $142,100
2023	$1,870.00	$153,600 Land $30,000 Building $123,600	$153,600 Land $30,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 8th Ave N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 821 8th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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