El Paso County property record for 821 3rd St, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,212 sqft · built 1994 |
| Lot Size | 0.349 acres (15,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Jul 2004) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 71081-32-015 |
| Primary APN | 71081-32-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,212 sqft Living Area |
| Gross Area | 4,372 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,716 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,187 sqft (0.349 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 557 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 263 sqft |
| Balcony Area | 263 sqft |
| Heating System | Radiant |
|---|
| Account Number | R7108132015 |
|---|---|
| Street Address | 821 THIRD ST |
| City | MONUMENT |
| State | CO |
| Zip | 80132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4-10 BLOCK 60 IN A VACATION & REPLAT OF A PORT OF LAKESIDE ADD PALMER LAKE, TOG WITH VAC THIRD ST ADJ ON N OF LOT 4-10 BLK 60 VACATION & REPLAT OF A PART OF LAKESIDE ADD PALMER LAKE |
| Legal Subdivision | LAKESIDE ADD PALMER LAKE |
| Legal Block | 60 |
| Legal Lot Number | 4-10 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | MONUMENT |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 3713 |
Source: El Paso County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 218, PALMER LAKE, CO 80133-0218 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2004 · Amount on Record |
| Deed Sale | Jul 28, 2004 · Amount on Record |
| Prior Sale | Apr 4, 2002 · Amount on Record |
| Deed Document Number | 2004126289 |
| Prior Transfer Date | Mar 27, 2002 |
| Prior Transfer Doc | 0000053922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 821 3RD ST, PALMER LAKE, CO 80133-5002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 821 3RD ST, PALMER LAKE, CO 80133-5002 |
| Investor | Possibly a Property Investor |
| Document Number | 0000056691 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 221056691 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 821 3RD ST, PALMER LAKE, CO 80133-5002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000053747 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 222053747 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Municipality | Palmer Lake Town |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,870 (-) | $693,248 (-) | |
| 2025 | $2,640.00 | $48,870 (+3.54%) Land $15,920 Building $32,950 | $693,248 (-1.6%) Land $225,877 Building $467,371 |
| 2024 | $47,200 (-) Land $12,870 Building $34,330 | ||
| 2023 | $2,406.00 (-2.59%) | $47,200 (+11.8%) Land $12,870 Building $34,330 | $704,519 (+15.97%) Land $192,100 Building $512,419 |
| 2022 | $2,470.00 | $42,220 Land $9,540 Building $32,680 | $607,479 Land $137,200 Building $470,279 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 95% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PALMER LAKE serves 2,686 people · EPA ID CO0121575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Force Broadband Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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