821 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 821 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,484 sqft · built 1941
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Jul 2023)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-030235-130`

Property Details

APN / Parcel Number

Primary APN	`017-030235-130`
Alternative APNs	`17 30235 130` `33375`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Basement Area	548 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	120 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33375
Old Parcel Number	17 30235 130
Street Address	821 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALZER TERRACE LOT 142 BLOCK 13 LOT SZ: 41.18 X 120
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	SALZER TERRACE
Legal Block	13
Legal Lot Number	142
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	5
Census Block	5016
Census Tract	700

Owner

821 20th St S is owned and occupied by an individual who bought it in July 2023.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	821 20TH ST S, LA CROSSE, WI 54601-5059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	1810158
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 24, 2023
Property Address	821 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001810158
Instrument Date	Jul 24, 2023
Instrument	1810158
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001810159
Date	Jul 24, 2023
Instrument	1810159

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 16, 2020
Property Address	821 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001761801
Instrument Date	Dec 15, 2020
Instrument	1761801
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001761802
Date	Dec 16, 2020
Instrument	1761802

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 821 20th St S was $3,772 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00 Homeowner's exemption	$220,700 Land $37,000 Building $183,700	$230,100
2023	$3,765.00 (+5.43%)	$182,400 (-) Land $27,500 Building $154,900	$182,400 (-) Land $27,500 Building $154,900
2022	$3,571.00 Homeowner's exemption	$182,400 Land $27,500 Building $154,900	$182,400 Land $27,500 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 20th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 20th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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