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821 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 821 1st St N, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.75 ba · 1,900 sqft · built 2007
Lot Size0.232 acres (10,117 sqft)
Owner2 Individual Names on Record
Last Sale$402,000 (Sep 2025)
Tax Bill$4,452 (2026)
Deeds & MortgagesSep 2025 Sale
Feb 2023 Sale
Flood ZoneZone X (minimal risk)
APN48-29569-0000

Property Details

APN / Parcel Number

Primary APN48-29569-0000

Interior

Bedrooms5 Beds
Full Baths1.75 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
Gross Area2,280 sqft
1st Floor Area1,900 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,117 sqft (0.232 acres)
Lot Dimensions151 ft deep x 67 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address821 1ST ST N
CityCOLD SPRING
StateMN
Zip56320-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 010 BLK 009 MEADOW VIEW ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section15
Legal SubdivisionMEADOW VIEW ADD
Legal Block9
Legal Lot Number10
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group2
Census Block2040
Census Tract11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address821 1ST ST N, COLD SPRING, MN 56320-1201
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Warranty Deed, Transfer
UNITED TITLE, UNIQUE TITLE
Feb 23, 2023Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number20251700283
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 25, 2025
Property Address821 1ST ST N, COLD SPRING, MN 56320-1201
Document Number00A1700283
Instrument DateSep 12, 2025
InstrumentA1700283
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyUNITED TITLE, UNIQUE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 1ST ST N, COLD SPRING, MN 56320-1201
InvestorPossibly a Property Investor

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateFeb 23, 2023
Property Address821 1ST ST N, COLD SPRING, MN 56320-1201
Document Number00A1649137
Instrument DateNov 15, 2022
InstrumentA1649137
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address821 1ST ST N, COLD SPRING, MN 56320-1201

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,452.00 (-2.28%)
2025$4,556.00 (+12.83%)$370,900 (-3.59%) Land $42,400 Building $328,500$370,900 (-3.59%) Land $42,400 Building $328,500
2023$4,038.00$384,700 Land $42,400 Building $342,300$384,700 Land $42,400 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCold Spring
serves 4,201 people · EPA ID MN1730006
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
T-Mobile
Fixed Wireless		100 / 20

May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.

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