821 13th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 821 13th Ave S, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Nov 2013)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-002223-000`

Property Details

APN / Parcel Number

Primary APN	`018-002223-000`
Alternative APN	`42423`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	821 13TH AVE S
City	ONALASKA
State	WI
Zip	54650-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	1ST ADD BIRCHWOOD HILLS ADD LOT 5 BLOCK 4
Legal Range	07W
Legal Township	16N
Legal Section	09
Legal Subdivision	BIRCHWOOD HILLS ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3015
Census Tract	10500

Owner

821 13th Ave S is owned and occupied by two individuals who bought it in November 2013.

Source: La Crosse County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	821 13TH AVE S, ONALASKA, WI 54650-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2013 · Amount on File
Deed Sale	Nov 14, 2013 · Amount on File
Prior Sale	Nov 4, 2013 · Amount on File
Deed Document Number	20131632201
Prior Transfer Date	Jun 1, 2013
Prior Transfer Doc	0001631709
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	821 13TH AVE S, ONALASKA, WI 54650-3415
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001811715
Date	Aug 31, 2023
Instrument	1811715

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	821 13TH AVE S, ONALASKA, WI 54650-3415
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001706561
Date	Feb 21, 2018
Instrument	1706561

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	821 13TH AVE S, ONALASKA, WI 54650-3415
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001704299
Date	Dec 26, 2017
Instrument	1704299

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	821 13TH AVE S, ONALASKA, WI 54650-3415
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001765760
Date	Feb 9, 2021
Instrument	1765760

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 821 13th Ave S was $3,994 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 Homeowner's exemption	$308,900 Land $61,000 Building $247,900	$312,500
2023	$3,880.00 (+4.25%) Homeowner's exemption	$229,800 (-) Land $43,600 Building $186,200	$229,800 (-) Land $43,600 Building $186,200
2022	$3,722.00 Homeowner's exemption	$229,800 Land $43,600 Building $186,200	$229,800 Land $43,600 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 13th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 13th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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