Polk County property record for 821 1/2 E Lime St, Lakeland, FL 33801 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,179 sqft · built 1916 |
| Lot Size | 0.155 acres (6,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-19-227000-000010 |
| Primary APN | 24-28-19-227000-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,730 sqft (0.155 acres) |
| Lot Dimensions | 116 ft deep x 58 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 328 sqft |
| Utility Building | 334 sqft |
| Cooling System | None |
|---|
| Street Address | 821 1/2 E LIME ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RISBECKS SUB PB 6 PG 16 LOT A |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | RISBECKS RESUBDIVISION |
| Legal Tract | 227000 |
| Legal Block | 3 |
| Legal Lot Number | A |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10402 |
Source: Polk County records · APN 24-28-19-227000-000010
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 821 E LIME ST, LAKELAND, FL 33801-5447 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 08, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Oct 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2017 · Amount on Record |
| Deed Document Number | 2026138020 |
| Deed Book / Page | 14031 / 2081 |
| Prior Transfer Date | Aug 03, 2022 |
| Prior Transfer Doc | 0000215150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 821 1/2 E LIME ST, LAKELAND, FL 33801-5447 |
| Document Number | 0000138020 |
| Book / Page | 14031 / 2081 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026138020 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 E LIME ST, LAKELAND, FL 33801-5447 |
| Document Number | 0000138021, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 2026138021 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 08, 2022 |
| Property Address | 821 E LIME ST, LAKELAND, FL 33801-5447 |
| Document Number | 0000215150 |
| Book / Page | 12371 / 181 |
| Map Reference | MB 6 PG 16 |
| Instrument Date | Aug 03, 2022 |
| Instrument | 2022215150 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | TITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 821 E LIME ST, 821, LAKELAND, FL 33801-5447 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 821 E LIME ST, LAKELAND, FL 33801-5447 |
| Document Number | 0012371183 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 12371/183 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 25, 2017 |
| Property Address | 821 E LIME ST, LAKELAND, FL 33801-5447 |
| Document Number | 0102950959 |
| Book / Page | 010295 / 000959 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 203705 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 E LIME ST LAKELAND FL 338015447, LAKELAND, FL 33801-5447 |
| Document Number | 102950960 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 010295/000960 |
| Instrument | 203706 |
| Name | FRANKLIN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (+3.5%) | $153,075 (+5.99%) | $235,558 (+0.49%) Land $30,276 Building $205,282 |
| 2024 | $1,915.00 (+3.18%) | ||
| 2023 | $1,856.00 (+3.4%) Homeowner's exemption | $144,428 (+3%) | $234,409 (+8.61%) Land $29,603 Building $204,806 |
| 2022 | $1,795.00 Homeowner's exemption | $140,221 | $215,819 Land $28,258 Building $187,561 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050104023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the East Lake Morton Residential District listed 1993 · 215 contributing resources · NRIS 93000621 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Tillman Global Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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