8209 US 221 N, Marion, NC 28752 Property Records

McDowell County property record for 8209 US 221 N, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,176 sqft · built 1962
Lot Size	0.706 acres (30,753 sqft)
Owner	Individual Name on File
Last Sale	$56,215 (Feb 2016)
Tax Bill	$766 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0795-00-85-5556`

Property Details

APN / Parcel Number

Primary APN	`0795-00-85-5556`
Alternative APN	`63104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Heated Area
Gross Area	3,186 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	30,753 sqft (0.706 acres)
Lot Width	100 ft Width
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63104
Street Address	8209 US 221 N
City	MARION
State	NC
Zip	28752-7524
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.706 AC (TWO TRACTS ON DEED)
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1048
Census Tract	970101

Owner

8209 US 221 N, a rural home, is owned and occupied by an individual who bought it in February 2016.

Source: McDowell County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	8209 US 221 N, MARION, NC 28752-7524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2016 · Amount on File
Deed Sale	Feb 2, 2016 · Amount on File
Prior Sale	Jun 25, 2010
Deed Document Number	2016428
Deed Book / Page	1173 / 289
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	0011730289
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	8209 US 221 N, MARION, NC 28752-7524
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8209 US 221 N, MARION, NC 28752-7524

Mortgage

Document Number	0014190015
Date	Nov 9, 2022
Book Page	1419/15
Instrument	2022006558

Lender

Name	FIRST BANK
Type	Bank
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	8209 US 221 N, MARION, NC 28752-7524
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013740333
Date	Oct 22, 2021
Book Page	1374/333
Instrument	2021006864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jan 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	8209 US 221 N, MARION, NC 28752-7524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013160571
Date	Jul 27, 2020
Book Page	1316/571
Instrument	2020003590

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 8209 US 221 N was $766.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00	$108,320 Land $12,500 Building $95,820
2023	$766.00	$108,320 Land $12,500 Building $95,820	$108,320 Land $12,500 Building $95,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8209 US 221 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8209 US 221 N is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLAWN HEIGHTS WATER SYSTEM private · serves 315 people · EPA ID NC0156128
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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