Santa Rosa County property record for 8209 Torres St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,062 sqft · built 1987 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Jan 2017) |
| Tax Bill | $2,129 (2024) |
| Deeds & Mortgages | Sep 2022 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2S-26-2750-05700-0120 |
| Primary APN | 17-2S-26-2750-05700-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8209 TORRES ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 2ND ADD LOT 12 BLK 57 AS DES IN OR 2266 PG 464 & IN OR 3598 PG 1503 & AS DES IN OR 4330 PG 864 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 17 |
| Legal Subdivision | NAVARRE 2ND ADD |
| Legal Block | 57 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10825 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Mar 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 14, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2017 · Amount on Record |
| Deed Sale | Jan 1, 2017 · Amount on Record |
| Prior Sale | Mar 2, 2004 · Amount on Record |
| Deed Book / Page | 3598 / 1503 |
| Last Transfer Date | Sep 6, 2022 |
| Transfer Doc | 0043300864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 28, 2022 |
| Property Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Document Number | 0043300864 |
| Book / Page | 4330 / 864 |
| Map Reference | MB C PG 31 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 202255691 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8209 TONES ST, NAVARRE, FL 32566 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Document Number | 0040870799 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 4087/799 |
| Instrument | 202117093 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Document Number | 0038100893 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 8209 TORRES ST NAVARRE FL 325669176, NAVARRE, FL 32566-9176 |
| Document Number | 0038100893 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 003810/000893 |
| Instrument | 9353 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 14, 2017 |
| Property Address | 8209 TORRES ST, NAVARRE, FL 32566-9176 |
| Document Number | 0035981503 |
| Book / Page | 003598 / 001503 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 5758 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8209 TORRES ST NAVARRE FL 325669176, NAVARRE, FL 32566-9176 |
| Document Number | 35981506 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 003598/001506 |
| Instrument | 5759 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216,700 (+2.9%) | $307,281 (+5.34%) Land $71,400 Building $235,881 | |
| 2024 | $2,129.00 (+2.45%) Homeowner's exemption | $210,593 (+3%) | $291,716 (+0.54%) Land $71,400 Building $220,316 |
| 2023 | $2,078.00 (+2.87%) Homeowner's exemption | $204,459 (+3%) | $290,162 (+11.52%) Land $63,000 Building $227,162 |
| 2022 | $2,020.00 Homeowner's exemption | $198,504 | $260,188 Land $52,500 Building $207,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 units insured incl. 26 condo units |
| Nearby Flood Claims | 15 (1995–2024) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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