8209 Fields Ertel Rd, Cincinnati, OH 45249 Property Records

Hamilton County property record for 8209 Fields Ertel Rd, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,534 sqft · built 1964
Lot Size	0.853 acres (37,200 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2021)
Tax Bill	$5,919 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Mar 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`600-0015-0003-00`

Property Details

APN / Parcel Number

Primary APN	`600-0015-0003-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,014 sqft
Finished Basement	400 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	37,200 sqft (0.853 acres)
Lot Dimensions	300 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8209 FIELDS ERTEL RD
City	CINCINNATI
State	OH
Zip	45249-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDS ERTEL 102.89 X 300IRR LOT 1 BEDSOLE SUB
Legal Subdivision	BEDSOLE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1000
Census Tract	22302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Sep 25, 2012 · Amount on Record
Deed Document Number	0000082960
Deed Book / Page	14454 / 1170
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056722
Date	Aug 14, 2024
Book Page	15229/1300
Instrument	2024-0056722

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005314
Date	Mar 28, 2018
Instrument	18-0025314

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058758
Date	Jul 22, 2019
Book Page	13963/00292
Instrument	2019-0058758

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2021
Property Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Document Number	0000082960
Book / Page	14454 / 1170
Map Reference	MB 84 PG 16
Instrument Date	Jun 30, 2021
Instrument	2021-0082960
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264

Mortgage

Document Number	0000082961
Date	Jul 8, 2021
Instrument	2021-0082961

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8209 FIELDS ERTEL RD, CINCINNATI, OH 45249-8264
Document Number	0000124676
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8209 FIELDS ERTEL RD CINCINNATI OH 452498264, CINCINNATI, OH 45249-8264

Mortgage

Document Number	0000124676
Date	Nov 30, 2020
Book Page	014304/002138
Instrument	124676

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,919.00 (+15.83%)	$113,750 (-) Land $21,448 Building $92,302
2024	$5,110.00 (-0.29%)	$113,750 (-) Land $21,448 Building $92,302
2023	$5,125.00 (+44.65%)	$113,750 (+80.11%) Land $21,448 Building $92,302	$325,000 (+80.12%) Land $61,280 Building $263,720
2022	$3,543.00 Homeowner's exemption	$63,155 Land $19,548 Building $43,607
2020			$180,440 Land $55,850 Building $124,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Fields Ertel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures