8208 Rippling Branch Rd, Laurel, MD 20723 Property Records

Howard County property record for 8208 Rippling Branch Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,432 sqft · built 1987
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on File
Last Sale	$487,500 (Mar 2014)
Tax Bill	$9,040 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-509959`

Property Details

APN / Parcel Number

Primary APN	`06-509959`
Alternative APNs	`6509959` `509959`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	509959
Street Address	8208 RIPPLING BRANCH RD
City	LAUREL
State	MD
Zip	20723-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 73 .447 A 8208 RIPPLING BRANCH RD HAMMOND HILLS S 2 AR 1R
Legal Subdivision	HAMMOND HILLS AREA 1
Legal Lot Number	73
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606808

Owner

8208 Rippling Branch Rd is owned and occupied by two individuals who bought it in March 2014.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8208 RIPPLING BRANCH RD, LAUREL, MD 20723-1048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2014 · Amount on File
Deed Sale	Mar 6, 2014 · Amount on File
Prior Sale	Sep 17, 1987 · Amount on File
Deed Book / Page	15487 / 201
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8208 RIPPLING BRANCH RD, LAUREL, MD 20723-1048
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206730378
Date	Jun 29, 2021
Book Page	20673/378

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8208 RIPPLING BRANCH RD, LAUREL, MD 20723-1048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189260109
Date	Oct 2, 2019
Book Page	18926/109

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 18, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8208 RIPPLING BRANCH RD, LAUREL, MD 20723-1048
Document Number	0195520366
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8208 RIPPLING BRANCH RD LAUREL MD 207231048, LAUREL, MD 20723-1048

Mortgage

Document Number	0195520366
Date	Jul 23, 2020
Book Page	019552/000366

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8208 Rippling Branch Rd was $9,040 with a homeowner's exemption, up 4.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,040.00 (+4.51%) Homeowner's exemption	$623,467 (+3.53%)	$666,000 (+10.59%) Land $299,200 Building $366,800
2025	$8,650.00 Homeowner's exemption	$602,200 Land $249,200 Building $353,000	$602,200 Land $249,200 Building $353,000
2023		$523,933	$602,200 Land $249,200 Building $353,000
2022	$5,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8208 Rippling Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8208 Rippling Branch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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