Lincoln County property record for 8207 Normandy Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1986 |
| Lot Size | 1.6 acres (70,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4613-34-2718 |
| Primary APN | 4613-34-2718 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 70,001 sqft (1.6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Canopy | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 233475 |
|---|---|
| Street Address | 8207 NORMANDY RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | 18 TRADEWINDS |
| Legal Subdivision | TRADE WINDS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71202 |
Source: Lincoln County records · APN 4613-34-2718
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8207 NORMANDY RD, DENVER, NC 28037-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jan 14, 2020 | Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2020 |
| Transfer Doc | 28750415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 8207 NORMANDY RD, DENVER, NC 28037-8645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8207 NORMANDY RD, DENVER, NC 28037-8645 |
| Document Number | 0003171596 |
|---|---|
| Date | Jun 08, 2022 |
| Book Page | 3171/596 |
| Instrument | 653382 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 836 Months |
| Due | Feb 04, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.61% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.61% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 14, 2020 |
| Property Address | 8207 NORMANDY RD, DENVER, NC 28037-8645 |
| Document Number | 2875415 |
| Book / Page | 002875 / 000415 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 603110 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8207 NORMANDY RD DENVER NC 280378645, DENVER, NC 28037-8645 |
| Document Number | 2875417 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 002875/000417 |
| Instrument | 603111 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jan 13, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Document Number | 2875431, |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 002875/000431 |
| Instrument | 603112 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jan 13, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (+1.26%) | $377,217 (-) Land $131,911 Building $245,306 | $377,217 (-) Land $131,911 Building $245,306 |
| 2023 | $2,388.00 | $377,217 Land $131,911 Building $245,306 | $377,217 Land $131,911 Building $245,306 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 276 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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