8206 Switchboard Rd, Spencer, IN 47460 Property Records

Owen County property record for 8206 Switchboard Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,960 sqft · built 2009
Lot Size	26.6 acres (1,159,132 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2013)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`60-17-33-300-220.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-33-300-220.000-016`
Alternative APN	`00000980515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	1,159,132 sqft (26.6 acres)
Terrain	High

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000980515
Street Address	8206 SWITCHBOARD RD
City	SPENCER
State	IN
Zip	47460-5967
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE SW S33 T9 R3 26.61A
Legal Range	3
Legal Township	9
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3026
Census Tract	955900

Owner

Source: Owen County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8206 SWITCHBOARD RD, SPENCER, IN 47460-5967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit BEDFORD FSB
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit BEDFORD FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2013 · Amount on Record
Deed Sale	Mar 22, 2013 · Amount on Record
Prior Sale	Jun 29, 2011
Deed Document Number	20132411655
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	8206 SWITCHBOARD RD, SPENCER, IN 47460-5967
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8206 SWITCHBOARD RD, SPENCER, IN 47460-5967

Mortgage

Document Number	0000230338
Date	Aug 15, 2022
Instrument	230338

Lender

Name	BEDFORD FSB
Type	Bank
Address	BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	8206 SWITCHBOARD RD, SPENCER, IN 47460-5967
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223952
Date	Mar 9, 2021
Instrument	223952

Lender

Name	BEDFORD FSB
Type	Bank
Address	BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (-10.1%) Homeowner's exemption	$263,900 (+14.29%) Land $61,900 Building $202,000	$263,900 (+14.29%) Land $61,900 Building $202,000
2024	$1,861.00 (-0.05%)
2023	$1,862.00 (-7.27%)	$230,900 Land $53,600 Building $177,300	$230,900 Land $53,600 Building $177,300
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Switchboard Rd

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