8205 Carmel Cir, Foley, AL 36535 Property Records

Baldwin County property record for 8205 Carmel Cir, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,696 sqft · built 2023
Lot Size	0.12 acres (5,388 sqft)
Owner	Company Name on Record
Last Sale	$241,600 (Jul 2024)
Tax Bill	$2,403 (2026)
Deeds & Mortgages	Dec 2022 Construction Loan Jul 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61-05-21-2-001-001.092`

Property Details

APN / Parcel Number

Primary APN	`61-05-21-2-001-001.092`
Alternative APNs	`297961` `346889` `549792`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,696 sqft Heated Area
1st Floor Area	1,696 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,388 sqft (0.12 acres)
Lot Dimensions	113 ft deep x 47.6 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	549792
Street Address	8205 CARMEL CIR
City	FOLEY
State	AL
Zip	36535-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 BELLA VISTA SUBDIVISION SLIDE 2302-B
Legal Subdivision	BELLA VISTA SUB
Legal Lot Number	88
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2045
Census Tract	11411

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3113 FARMINGTON DR SE, ATLANTA, GA 30339-4706
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Jul 3, 2024	Quit Claim Deed, Transfer Quitclaim
May 31, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Oct 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Document Number	20242133701
Prior Transfer Date	Jun 22, 2024
Prior Transfer Doc	0002133701
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	8205 CARMEL CIR, FOLEY, AL 36535-6938
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002039702
Date	Dec 21, 2022
Instrument	2039702

Lender

Name	CENTRAL BANK
Type	Bank
Address	FOLEY, AL 36536

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 3, 2024
Property Address	8205 CARMEL CIR, FOLEY, AL 36535-6938
Document Number	0002133701
Map Reference	SL 2302B
Instrument Date	Jun 22, 2024
Instrument	2133701
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3113 FARMINGTON DR SE, ATLANTA, GA 30339-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 FARMINGTON DR SE, ATLANTA, GA 30339-4706

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 31, 2024
Property Address	8205 CARMEL CIR, FOLEY, AL 36535-6938
Document Number	0002126886
Map Reference	SL 2302B
Instrument Date	May 29, 2024
Instrument	2126886
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2026
Title Company	PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3786 S MCKENZIE ST, FOLEY, AL 36535-3714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 FARMINGTON DR SE, ATLANTA, GA 30339-4706

Mortgage

Document Number	0002126887
Date	May 31, 2024
Instrument	2126887

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Prime Rate
Max Rate	13.5%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	CARMEL CIR, FOLEY, AL 36535
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002039702
Date	Dec 21, 2022
Instrument	2039702

Lender

Name	CENTRAL BANK
Type	Bank
Address	FOLEY, AL 36536

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 1, 2020
Property Address	CARMEL CIR, FOLEY, AL 36535
Document Number	0001860693
Instrument Date	Oct 1, 2020
Instrument	1860693
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 904 MEGARGEL AL 36457, MEGARGEL, AL 36457

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,403.00 (+2.08%)
2025	$2,354.00 (+905.98%)	$71,360 (+905.07%) Land $10,000 Building $61,360	$356,800 (+905.07%) Land $50,000 Building $306,800
2023	$234.00 (+49.04%)	$7,100 (+48.54%)	$35,500 (+48.54%) Land $35,500
2022	$157.00 (+26.61%)	$4,780	$23,900 Land $23,900
2021	$124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	42 (1998–2021)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Hurricane Ivan, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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