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8204 Spinnaker Bay Dr, Unit A, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8204 Spinnaker Bay Dr, Unit A, Windsor, CO 80528

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,845 sqft · built 2013
Lot Size0.135 acres (5,898 sqft)
OwnerIndividual Name on File
Last Sale$472,000 (Nov 2019)
Tax Bill$4,290 (2025)
Deeds & MortgagesJan 2020 Reverse Mortgage
Jan 2020 Mortgage
+ 1 more
APN86233-43-004

Property Details

APN / Parcel Number

Primary APN86233-43-004
Alternative APN
  • R1654866

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,845 sqft Living Area
Basement Area1,845 sqft
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2013
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,898 sqft (0.135 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area427 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1654866
Street Address8204 SPINNAKER BAY DR UNIT A, A
CityWINDSOR
StateCO
Zip80528-7539
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 4, HIGHLAND MEADOWS SUB ELEVENTH FIL, WIN (20130056244)
Legal QuarterSW
Legal SubdivisionHIGHLAND MEADOWS SUB 11TH FIL
Legal Lot Number4
JurisdictionLARIMER CO
Township / Civil DivisionTIMNATH-WELLINGTON
Census Block Group3
Census Block3044
Census Tract2505

Owner

Source: Larimer County records · APN 86233-43-004

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8204 SPINNAKER BAY DR UNIT A, A, WINDSOR, CO 80528-7539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · Reverse Mortgage
LIBERTY HOME EQUITY SOLUTIONS INC
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
GROUP MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleJun 02, 2015 · Amount on Record
Deed Document Number20190070480
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address8204 SPINNAKER BAY DR UNIT A, A, WINDSOR, CO 80528-7539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006044
DateJan 28, 2020
Instrument20200006044
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term902 Months
DueMar 21, 2095
Interest
Rate TypeAdjustable Rate
Rate3.84%
Type Change DateFeb 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address8204 SPINNAKER BAY DR UNIT A, A, WINDSOR, CO 80528-7539
Document Number0000006045
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8204 SPINNAKER BAY DR #A WINDSOR CO 805287539, A, WINDSOR, CO 80528-7539

Mortgage

Document Number0000006045
DateJan 28, 2020
Instrument6045
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueJan 27, 2095
Interest
Rate TypeAdjustable Rate
Rate3.84%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateNov 12, 2019
Property Address8204 SPINNAKER BAY DR UNIT A, A, WINDSOR, CO 80528-7539
Document Number0000070480
Instrument DateNov 07, 2019
Instrument20190070480
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyTHE GROUP GUARANTEED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$47.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8204 SPINNAKER BAY DR UNIT A, A, WINDSOR, CO 80528-7539

Mortgage

Document Number0000070481
DateNov 12, 2019
Instrument20190070481
Lender
NameGROUP MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityWindsor Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,290.00 (+8.86%)$38,231 (-8.39%) Land $9,625 Building $28,606$611,700 (-1.8%) Land $154,000 Building $457,700
2023$3,941.00 (+7.88%)$41,734 (+22.1%) Land $10,318 Building $31,416$622,900 (+26.66%) Land $154,000 Building $468,900
2022$3,653.00$34,181 Land $5,213 Building $28,968$491,800 Land $75,000 Building $416,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690025053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Inventive Wireless of Nebraska
Fixed Wireless		500 / 80
Lumen Technologies
DSL		140 / 20
JAB Wireless
Fixed Wireless		100 / 20

May also be available: AT&T, T-Mobile USA, TDS Telecom, Verizon.

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0162843, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF WINDSOR
serves 23,500 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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