8203 Mercer Dr, Norfolk, VA 23505 Property Records

Norfolk City property record for 8203 Mercer Dr, Norfolk, VA 23505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,202 sqft · built 1942
Lot Size0.198 acres (8,607 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (May 2021)
Tax Bill$3,413 (2026)
Deeds & MortgagesMay 2021 Second Mortgage
May 2021 Sale & Mortgage
APN12513800

Property Details

APN / Parcel Number

Primary APN12513800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,202 sqft Living Area
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,607 sqft (0.198 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8203 MERCER DR
CityNORFOLK
StateVA
Zip23505-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description196 OAKDALE FARMS SEC B
Legal SubdivisionOAKDALE FARMS SECTION B
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1008
Census Tract5500

Owner

8203 Mercer Dr is owned and occupied by an individual who bought it in May 2021.

Source: Norfolk City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address8203 MERCER DR, NORFOLK, VA 23505-1630
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PEOPLES HOME EQUITY
May 17, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2021 · Amount on File
Deed SaleMay 17, 2021 · Amount on File
Prior SaleJun 17, 2008 · Amount on File
Deed Document Number202115191
Prior Transfer DateApr 17, 2006
Prior Transfer Doc0000018087
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address8203 MERCER DR, NORFOLK, VA 23505-1630
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210015189
DateMay 17, 2021
Instrument210015189
Lender
NamePEOPLES HOME EQUITY
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateMay 17, 2021
Property Address8203 MERCER DR, NORFOLK, VA 23505-1630
Document Number210015191
Instrument DateApr 19, 2021
Instrument210015191
Transaction TypeTransfer
Record UpdatedJun 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8203 MERCER DR, NORFOLK, VA 23505-1630

Mortgage

Document Number0210015190
DateMay 17, 2021
Instrument210015190
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8203 Mercer Dr was $3,413, up 9.1% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,413.00 (+9.08%)$273,100 (+7.35%) Land $107,500 Building $165,600$273,100 (+7.35%) Land $107,500 Building $165,600
2025$3,129.00$254,400 Land $93,700 Building $160,700$254,400 Land $93,700 Building $160,700
2023$2,817.00$225,400 Land $93,700 Building $131,700$225,400 Land $93,700 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8203 Mercer Dr; there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1978–2009)
Claims Outside the SFHA4 of 6
Most Recent ClaimNov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8203 Mercer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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