8203 Meadowfield Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 8203 Meadowfield Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 2,080 sqft · built 1997
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jun 2021)
Tax Bill	$10,013 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-08-165-010-000`

Property Details

APN / Parcel Number

Primary APN	`08-08-165-010-000`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	2,080 sqft
Unfinished Basement	2,080 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	174,240 sqft (4 acres)
Garage Area	840 sqft
Driveway	Asphalt Driveway
Driveway Area	1,464 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	709 sqft
Porch	Slab
Porch Area	246 sqft
Deck Area	542 sqft
Patio Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8203 MEADOWFIELD RD
City	WATERLOO
State	IL
Zip	62298-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 10 ROLLING MEADOWS PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	08
Legal Subdivision	ROLLING MEADOWS
Legal Lot Number	10
Jurisdiction	MONROE IL
Township / Civil Division	28
Census Block Group	4
Census Block	4018
Census Tract	600401

Owner

8203 Meadowfield Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 21, 2022	Deed of Trust, Mortgage · Construction Mortgage ASSOCIATED BANK
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Mar 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	2021417719
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	0000394634
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428864
Date	May 2, 2023
Instrument	428864

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.99%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423928
Date	Apr 21, 2022
Instrument	423928

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 9, 2021
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Document Number	0000417719
Instrument Date	Jun 8, 2021
Instrument	417719
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272

Mortgage

Document Number	0000417720
Date	Jun 9, 2021
Instrument	417720

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392885
Date	Nov 13, 2017
Instrument	392885

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 23, 2022

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000399442
Date	Jan 2, 2019
Instrument	399442

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2028

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410399
Date	Aug 21, 2020
Instrument	410399

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 2, 2018
Property Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272
Document Number	0000394634
Map Reference	PE 2-42B
Instrument Date	Feb 26, 2018
Instrument	394634
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8203 MEADOWFIELD RD, WATERLOO, IL 62298-3272

Mortgage

Document Number	0000394644
Date	Mar 2, 2018
Instrument	394644

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8203 Meadowfield Rd was $10,013, up 3.1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,013.00 (+3.14%) Homeowner's exemption	$172,530 Land $21,430 Building $151,100	$517,590 Land $64,290 Building $453,300
2024	$9,708.00
2022	Additional exemption filed	$141,630 Land $21,430 Building $120,200	$424,890 Land $64,290 Building $360,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8203 Meadowfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8203 Meadowfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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