8203 E 44th St, Ripley, OK 74062 Property Records

Payne County property record for 8203 E 44th St, Ripley, OK 74062

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,743 sqft · built 2020
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Nov 2018)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18N03E-02-1-00000-000-0004`

Property Details

APN / Parcel Number

Primary APN	`18N03E-02-1-00000-000-0004`
Alternative APNs	`600046380` `46380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46380
Street Address	8203 E 44TH ST
City	RIPLEY
State	OK
Zip	74062-6292
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	02-18N-03E A-4 (20ACM/L) N/2 NE/4 NE/4
Legal Range	03E
Legal Township	18N
Legal Section	02
Legal Subdivision	18N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1011
Census Tract	11103

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Oct 25, 2019	Loan Modification, Mortgage EXCHANGE BK
Nov 1, 2018	Warranty Deed, Transfer AMERICAN EAGLE TITLE
Jun 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage EXCHANGE BK
Jun 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	201813218
Deed Book / Page	2480 / 966
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0024610065
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025690432
Date	Jun 9, 2020
Book Page	2569/432
Instrument	2020-005989

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Oct 5, 2045

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Document Number	0025360200
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8203 E 44TH ST RIPLEY OK 740626292, RIPLEY, OK 74062-6292

Mortgage

Document Number	0025360200
Date	Nov 12, 2019
Book Page	002536/000200
Instrument	12189

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Term	12 Months
Due	Nov 11, 2020

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Nov 1, 2018
Property Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Document Number	0024800966
Book / Page	2480 / 966
Instrument Date	Oct 31, 2018
Instrument	2018-013218
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERICAN EAGLE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8203 E 44TH ST, RIPLEY, OK 74062-6292

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 29, 2018
Property Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Document Number	0024620508
Book / Page	002462 / 000508
Instrument Date	Jun 22, 2018
Instrument	8389
Transaction Type	Construction Loan
Record Updated	Jul 18, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8203 E 44TH ST RIPLEY OK 740626292, RIPLEY, OK 74062-6292

Mortgage

Document Number	24620508
Date	Jun 29, 2018
Book Page	002462/000508
Instrument	8389

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2019

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 20, 2018
Property Address	8203 E 44TH ST, RIPLEY, OK 74062-6292
Document Number	0024610065
Book / Page	002461 / 000065
Instrument Date	Jun 8, 2018
Instrument	8001
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44TH ST RIPLEY OKLAHOMA CITY OK 74062, OKLAHOMA CITY, OK 74062

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,395 (+6.09%) Land $1,444 Building $11,951	$117,501 (-1.14%) Land $12,670 Building $104,831
2025	$1,197.00 (-1.07%) Homeowner's exemption	$12,626 (-) Land $1,647 Building $10,979
2024	$1,210.00 (+10.6%) Homeowner's exemption	$12,626 (+3%) Land $1,647 Building $10,979	$118,860 (+7.4%) Land $15,510 Building $103,350
2023	$1,094.00 (+1.86%) Homeowner's exemption	$12,258 (+3%) Land $2,628 Building $9,630	$110,670 (+6.01%) Land $23,730 Building $86,940
2022	$1,074.00 Homeowner's exemption	$11,901 Land $2,705 Building $9,196	$104,400 Land $23,730 Building $80,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10

May also be available: AT&T.

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