8200 Elm Ln, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8200 Elm Ln, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,939 sqft · built 1980
Lot Size0.402 acres (17,530 sqft)
Owner2 Individual Names on Record
Last Sale$228,000 (Jun 2000)
Tax Bill$4,794 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-080854

Property Details

APN / Parcel Number

Primary APN03-080854
Alternative APNs
  • 3080854
  • 080854

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,939 sqft Total Area
Basement Area910 sqft
Finished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,530 sqft (0.402 acres)
Garage TypeBasement
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area392 sqft
PorchSlab
Porch Area140 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number080854
Street Address8200 ELM LN
CityCHESAPEAKE BEACH
StateMD
Zip20732-3018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 9&10 & PT ALY &PT 4TH ST BLK D WEST CHES BEACH
Legal SubdivisionCHESAPEAKE BEACH
Legal BlockD
Legal Lot Number9,10
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2003
Census Tract860403

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8200 ELM LN, CHESAPEAKE BEACH, MD 20732-3018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 8, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2000 · Amount on Record
Deed SaleJun 5, 2000 · Amount on Record
Deed Document Number20003186
Deed Book / Page1274 / 33
Last Transfer DateJun 9, 2022
Transfer Doc0063110096
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8200 ELM LN, CHESAPEAKE BEACH, MD 20732-3018
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059480080
DateApr 29, 2021
Book Page5948/80
Lender
NameFILO MORTGAGE LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8200 ELM LN, CHESAPEAKE BEACH, MD 20732-3018
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address8200 ELM LN, CHESAPEAK BCH, MD 20732-3018

Mortgage

Document Number0062900276
DateJun 2, 2022
Book Page6290/276
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateJul 8, 2022
Property Address8200 ELM LN, CHESAPEAKE BEACH, MD 20732-3018
Document Number0063110096
Book / Page6311 / 96
Instrument DateJun 9, 2022
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8200 ELM LN, CHESAPEAKE BEACH, MD 20732-3018

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,033 (+15.26%)$648,900 (+45.79%) Land $106,200 Building $542,700
2025$4,794.00 (+23.27%) Homeowner's exemption$445,100 (+14.53%) Land $106,200 Building $338,900$445,100 (-) Land $106,200 Building $338,900
2023$3,889.00 Homeowner's exemption$388,633$445,100 Land $106,200 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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