820 Windy Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 820 Windy Rd, Gilbert, SC 29054 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,152 sqft · built 2010
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on File
Tax Bill	$703 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005100-02-157`

Property Details

APN / Parcel Number

Primary APN	`005100-02-157`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Lot Area	219,978 sqft (5.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	820 WINDY RD
City	GILBERT
State	SC
Zip	29054-9314
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1026
Census Tract	21306

Owner

Source: Lexington County records · APN 005100-02-157

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	820 WINDY RD, GILBERT, SC 29054-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FEDERAL CREDIT UNION
Sep 17, 2019	Grant Deed, Transfer · Conventional Mortgage STATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 13, 2019
Transfer Doc	2083502619
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 20, 2026
Property Address	820 WINDY RD, GILBERT, SC 29054-9314
Document Number	0000020514
Book / Page	21222 / 4795
Instrument Date	May 15, 2026
Instrument	202620514
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 WINDY RD, GILBERT, SC 29054-9314

Mortgage

Document Number	0000020514,
Date	May 20, 2026
Book Page	21222/4795
Instrument	202620514

Lender

Name	SOUTH CAROLINA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 17, 2019
Property Address	820 WINDY RD, GILBERT, SC 29054-9314
Document Number	2083502619
Book / Page	020835 / 002619
Instrument Date	Sep 13, 2019
Instrument	42121
Transaction Type	Transfer
Record Updated	Oct 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 WINDY RD GILBERT SC 290549314, GILBERT, SC 29054-9314

Mortgage

Document Number	2083502623
Date	Sep 17, 2019
Book Page	020835/002623
Instrument	42122

Lender

Name	STATE CU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2034

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00 (+8.66%)
2024	$647.00 (+4.35%)	$4,218 (-) Land $2,861 Building $1,357	$105,105 (-) Land $71,159 Building $33,946
2023	$620.00	$4,218 Land $2,861 Building $1,357	$105,105 Land $71,159 Building $33,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Comporium	Fiber	8,000 / 8,000
Uniti Group	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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