Shelby County property record for 820 Winchester Rd, Memphis, TN 38116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,020 sqft · built 1990 |
| Lot Size | 0.999 acres (43,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-7005-0-0060 |
| Primary APN | 07-7005-0-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Living Area |
| Gross Area | 3,380 sqft |
| 1st Floor Area | 1,915 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,534 sqft (0.999 acres) |
| Lot Dimensions | 165 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 344 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 820 WINCHESTER RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38116-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | NS WINCHESTER RD SEE MAP GRID 183 K |
| Legal Subdivision | FITZPATRICK S/D |
| Legal Lot Number | PT2 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 22500 |
Source: Shelby County records · APN 07-7005-0-0060
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 WINCHESTER RD, MEMPHIS, TN 38116-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOPE FCU |
| Jun 21, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | Dec 16, 2015 · Amount on Record |
| Deed Document Number | 202351215 |
| Prior Transfer Date | May 25, 2023 |
| Prior Transfer Doc | 0000051215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 820 WINCHESTER RD, MEMPHIS, TN 38116-3958 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 820 WINCHESTER RD, MEMPHIS, TN 38116-3958 |
| Document Number | 0025109331 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 25109331 |
| Name | HOPE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MS 39202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 21, 2023 |
| Property Address | 820 WINCHESTER RD, MEMPHIS, TN 38116-3958 |
| Document Number | 0023051215 |
| Map Reference | MB 202 PG 50 |
| Instrument Date | May 25, 2023 |
| Instrument | 23051215 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 WINCHESTER RD, MEMPHIS, TN 38116-3958 |
| Document Number | 0023051216 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 23051216 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2043 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (-46.12%) | $48,775 (+22.01%) Land $5,450 Building $43,325 | $195,100 (+22.01%) Land $21,800 Building $173,300 |
| 2023 | $39,975 Land $4,675 Building $35,300 | ||
| 2022 | $2,435.00 | ||
| 2021 | $159,900 Land $18,700 Building $141,200 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 21 (1979–2023) |
| Most Recent Claim | Jan 2023 · river or lake flooding |
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 203 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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