Kenton County property record for 820 Willard St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,084 sqft · built 1910 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-12-028.00 |
| Primary APN | 054-22-12-028.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Finished Area |
| Gross Area | 2,189 sqft |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0542212028.00 |
|---|---|
| Street Address | 820 WILLARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREERS 2ND LOT 19 25'X 100' |
| Legal Subdivision | GREERS 2ND (HOMESTEAD) |
| Legal Lot Number | 19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60300 |
Source: Kenton County records · APN 054-22-12-028.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 WILLARD ST, COVINGTON, KY 41011-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ANN WEILER |
| Jul 11, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 11, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 |
| Deed Sale | Jul 11, 2022 |
| Prior Sale | Jul 11, 2022 |
| Deed Document Number | 0000176345 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 820 WILLARD ST, COVINGTON, KY 41011-1361 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 820 WILLARD ST, COVINGTON, KY 41011-1361 |
| Document Number | 0005900134 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | KCM 538/22 |
| Instrument | 24040305900134 |
| Name | ANN WEILER |
|---|---|
| Type | Private Party |
| Address | 539 CLOVERFIELD LN APT 305, FT WRIGHT, KY 41011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 15, 2044 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2022 |
| Property Address | 820 WILLARD ST, COVINGTON, KY 41011-1361 |
| Document Number | 0005900253 |
| Book / Page | 176 / 345 |
| Map Reference | PL 359 |
| Instrument Date | Jul 07, 2022 |
| Instrument | 22071105900253 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 W 8TH ST, COVINGTON, KY 41011-1347 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2022 |
| Property Address | 820 WILLARD ST, COVINGTON, KY 41011-1361 |
| Document Number | 0005900252 |
| Book / Page | 176 / 342 |
| Map Reference | PL 359 |
| Instrument Date | Jul 07, 2022 |
| Instrument | 22071105900252 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 W 8TH ST, COVINGTON, KY 41011-1347 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (-0.53%) | $170,000 (-) Land $10,000 Building $160,000 | $170,000 (-) Land $10,000 Building $160,000 |
| 2023 | $2,264.00 | $170,000 Land $10,000 Building $160,000 | $170,000 Land $10,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 656 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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