820 Waring St, Durham, NC 27704 Property Records

Durham County property record for 820 Waring St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,770 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Apr 2024)
Tax Bill	$3,463 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0833-50-5041`

Property Details

APN / Parcel Number

Primary APN	`0833-50-5041`
Alternative APNs	`0833-50-50-4149` `083319505053` `129541`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,770 sqft Heated Area
1st Floor Area	1,770 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Porch	Porch
Porch Area	208 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	820 WARING ST
City	DURHAM
State	NC
Zip	27704-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	NORTHBROOK/SEC:02B/LT#42 PL:000074-000064
Legal Subdivision	NORTHBROOK SEC 2B
Legal Lot Number	42
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2000
Census Tract	101

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 WARING ST, DURHAM, NC 27704-3347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OCMBC INC
Nov 21, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	202492878
Deed Book / Page	10084 / 531
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 15, 2024
Property Address	820 WARING ST, DURHAM, NC 27704-3347
Document Number	0100840531
Book / Page	10084 / 531
Map Reference	MB 74 PG 64
Instrument Date	Apr 1, 2024
Instrument	2024092878
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 COSGROVE AVE STE 200, 200, CHAPEL HILL, NC 27514-5277

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 WARING ST, DURHAM, NC 27704-3347

Mortgage

Document Number	2024092879
Date	Apr 15, 2024
Instrument	2024092879

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	OPR100840534
Date	Apr 15, 2024
Book Page	OPR 10084/534
Instrument	2024092879

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	19000 MACARTHUR BLVD STE 200, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 21, 2023
Property Address	820 WARING ST, DURHAM, NC 27704-3347
Document Number	0100170537
Book / Page	10017 / 537
Map Reference	MB 74 PG 64
Instrument Date	Nov 20, 2023
Instrument	2023080249
Transaction Type	Construction Loan
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 QUARTZ DR, DURHAM, NC 27703-6648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COSGROVE AVE STE 200, 200, CHAPEL HILL, NC 27514-5277
Investor	Possibly a Property Investor

Mortgage

Document Number	2023080250
Date	Nov 21, 2023
Instrument	2023080250

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,463.00 (+2.52%)	$340,822 (-) Land $75,000 Building $265,822	$340,822 (-) Land $75,000 Building $265,822
2025	$3,378.00 (+203.23%)	$340,822 (+100.35%) Land $75,000 Building $265,822	$340,822 (+100.35%) Land $75,000 Building $265,822
2023	$1,114.00 (+2.39%)	$170,112 Land $24,000 Building $146,112	$170,112 Land $24,000 Building $146,112
2022	$1,088.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · Severe Snowfall & Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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