820 Walnut St, Mount Vernon, IN 47620 Property Records

Posey County property record for 820 Walnut St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,640 sqft · built 1890
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$130,300 (Jun 2015)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-430-089.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-430-089.000-018`
Alternative APNs	`00708905790` `0090141700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00708905790
Street Address	820 WALNUT ST
City	MOUNT VERNON
State	IN
Zip	47620-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPANYS LOT 3 BLK 10 MP 564-089- - - -
Legal Subdivision	COMPANYS ENLARGEMENT
Legal Block	10
Legal Lot Number	3
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1057
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

820 Walnut St is owned and occupied by an individual who bought it in June 2015.

Source: Posey County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	820 WALNUT ST, MOUNT VERNON, IN 47620-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage EVANSVILLE TEACHERS FCU
Sep 18, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNITED FIDELITY BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	20152244
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	820 WALNUT ST, MOUNT VERNON, IN 47620-1566
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103369
Date	Aug 2, 2021
Instrument	202103369

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	820 WALNUT ST, MOUNT VERNON, IN 47620-1566
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201703425
Date	Sep 18, 2017
Instrument	201703425

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	Sep 11, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 820 Walnut St was $1,748 with a homeowner's exemption, down 7.5% from the year before.

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 (-7.46%) Homeowner's exemption	$194,300 Land $10,800 Building $183,500	$194,300 Land $10,800 Building $183,500
2024	$1,889.00 (+20.4%)
2023	$1,569.00 (+6.81%)	$156,900 (+6.81%) Land $12,900 Building $144,000	$156,900 (+6.81%) Land $12,900 Building $144,000
2022	$1,469.00 (+11.29%) Homeowner's exemption	$146,900 Land $12,900 Building $134,000	$146,900 Land $12,900 Building $134,000
2021	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 820 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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