820 W Old Mountain Rd, Louisa, VA 23093 Property Records

Louisa County property record for 820 W Old Mountain Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2023
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (May 2025)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70 16 2`

Property Details

APN / Parcel Number

Primary APN	`70 16 2`
Alternative APNs	`32162` `30675`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Porch	Slab
Porch Area	90 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30675
Street Address	820 W OLD MOUNTAIN RD
City	LOUISA
State	VA
Zip	23093-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	RAGLAND ACRES SUBDIVISION PLAT 1783/376 SEQ 2 LOT 2 DB 1905/200 1.608 AC
Legal Subdivision	ACRES SUB
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2020
Census Tract	950400

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2238 PONY FARM RD, MAIDENS, VA 23102-2063
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	20254410
Deed Book / Page	2014 / 885
Record Updated	Sep 20, 2026

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 22, 2023
Property Address	LOUISA, VA 23093
Document Number	001905/200
Book / Page	1905 / 200
Map Reference	MB 1783 PG 376
Instrument Date	May 25, 2023
Instrument	202300005480
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 W OLD MOUNTAIN RD, LOUISA, VA 23093-6330

Mortgage

Document Number	0001905204
Date	Jun 22, 2023
Instrument	1905/204

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,800 (+5.94%) Land $53,800 Building $326,000	$379,800 (+5.94%) Land $53,800 Building $326,000
2025	$2,581.00 (+12.81%)	$358,500 (+948.25%) Land $43,300 Building $315,200	$358,500 (+948.25%) Land $43,300 Building $315,200
2024	$2,288.00
2023		$34,200 Land $34,200
2022			$34,200 Land $34,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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