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820 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 820 W Gandy St, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2,576 sqft · built 1920
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on Record
Last Sale$366,415 (Aug 2025)
Tax Bill$5,820 (2024)
Deeds & MortgagesOct 2021 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APND017 3116167

Property Details

APN / Parcel Number

Primary APND017 3116167
Alternative APN
  • 143402

Interior

Stories1 Story
Building Area2,576 sqft Living Area
1st Floor Area2,576 sqft
Upper Floors Area1,188 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2008
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area600 sqft
Utility Building120 sqft

Location & Zoning

Street Address820 W GANDY ST
CityDENISON
StateTX
Zip75020-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS 1ST ADDN, BLOCK 13, LOT 6 & E1/2 7, ACRES .2583
Legal SubdivisionMILLERS 1ST ADDN
Legal Block13
Legal Lot Number6
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1009
Census Tract502

Owner

Source: Grayson County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address820 W GANDY ST, DENISON, TX 75020-3234
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Warranty Deed, Transfer
NOT AVAILABLE, GRAYSON COUNTY TITLE
Sep 1, 2017Warranty Deed, Transfer
GUILD MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleOct 14, 2021
Deed Document Number202521576
Prior Transfer DateAug 14, 2015
Prior Transfer Doc0000015871
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateOct 14, 2021
Property Address820 W GANDY ST, DENISON, TX 75020-3234
Document Number0000034790
Map ReferenceVOL Y PG 3330
Instrument DateOct 12, 2021
Instrument2021-00034790
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 W GANDY ST, DENISON, TX 75020-3234

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateSep 1, 2017
Property Address820 W GANDY ST, DENISON, TX 75020-3234
Document Number0000019642
Instrument DateAug 29, 2017
Instrument19642
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyRED RIVER TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address820 W GANDY ST DENISON TX 750203234, DENISON, TX 75020-3234

Mortgage

Document Number19643
DateSep 1, 2017
Instrument19643
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueAug 31, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309,803 (-3.83%) Land $57,375 Building $252,428$309,803 (-3.83%) Land $57,375 Building $252,428
2024$5,820.00 (-13.92%)
2023$322,148 Land $54,000 Building $268,148$322,148 Land $54,000 Building $268,148
2022$6,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Bluepeak
Fiber		5,000 / 5,000
Sparklight
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, TekWav.

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