820 W Dickson St, Duluth, MN 55808 Property Records

St. Louis County property record for 820 W Dickson St, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 2004
Lot Size	0.629 acres (27,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,651 (May 2004)
Tax Bill	$5,046 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1790-05790`

Property Details

APN / Parcel Number

Primary APN	`010-1790-05790`
Alternative APN	`761645`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Basement Area	728 sqft
Finished Basement	728 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	27,429 sqft (0.629 acres)
Garage Area	728 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	48 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	761645
Street Address	820 W DICKSON ST
City	DULUTH
State	MN
Zip	55808-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 THRU 11 SERIAL #
Legal Subdivision	GARY CENTRAL DIV DULUTH
Legal Block	74
Legal Lot Number	3-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 W DICKSON ST, DULUTH, MN 55808-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2004 · Amount on Record
Deed Sale	May 24, 2004 · Amount on Record
Deed Document Number	2004776548
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	820 W DICKSON ST, DULUTH, MN 55808-1856
Document Number	00T1034409
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 W DICKSON ST DULUTH MN 558081856, DULUTH, MN 55808-1856

Mortgage

Document Number	00T1034409
Date	Dec 30, 2020
Instrument	T1034409

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,046.00 (+14.27%) Homeowner's exemption
2025	$4,416.00 (-3.16%) Homeowner's exemption	$373,900 (+11.21%) Land $24,500 Building $349,400	$373,900 (+11.21%) Land $24,500 Building $349,400
2024	$4,560.00	$336,200 (+19.77%) Land $24,100 Building $312,100	$336,200 (+19.77%) Land $24,100 Building $312,100
2022		$280,700 Land $29,600 Building $251,100	$280,700 Land $29,600 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20