820 W 5th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 820 W 5th Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,287 sqft · built 2010
Lot Size0.462 acres (20,126 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Dec 2021)
Tax Bill$3,653 (2024)
Deeds & MortgagesDec 2021 Sale & Line of Credit
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN08-18-27-0105-085-01301

Property Details

APN / Parcel Number

Primary APN08-18-27-0105-085-01301
Alternative APNs
  • 271808010508501301
  • 3834636

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,287 sqft Living Area
Gross Area1,815 sqft
1st Floor Area1,287 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,126 sqft (0.462 acres)
Lot Dimensions230 ft deep x 87 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area179 sqft
Utility Building176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3834636
Street Address820 W 5TH AVE
CityUMATILLA
StateFL
Zip32784-9275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionUMATILLA EAST UMATILLA S 1/2 OF LOT 13 LOTS 14 15 16 31 32 33 S 1/2 OF LOT 34 BLK 85 PB 6 PGS 87-95 ORB 5855 PG 1880
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0105
Legal Block85
Legal Lot Number13
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1002
Census Tract30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address820 W 5TH AVE, UMATILLA, FL 32784-9275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Special Warranty Deed, Transfer · Line of Credit
THE FIRST NATIONAL BANK OF MOUNT DO
Oct 20, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleApr 8, 2010 · Amount on Record
Deed Document Number2021171647
Deed Book / Page5855 / 1880
Prior Transfer DateOct 20, 2021
Prior Transfer Doc0058180868
Record UpdatedOct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateDec 13, 2021
Property Address820 W 5TH AVE, UMATILLA, FL 32784-9275
Document Number0058551880
Book / Page5855 / 1880
Map ReferenceMB 6 PG 87-95
Instrument DateDec 9, 2021
Instrument2021171647
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13101 GLENVIEW LN, GRAND ISLAND, FL 32735-8948

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 W 5TH AVE, UMATILLA, FL 32784-9275

Mortgage

Document Number0058551882
DateDec 13, 2021
Instrument5855/1882
Lender
NameTHE FIRST NATIONAL BANK OF MOUNT DO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateOct 20, 2021
Property Address820 W 5TH AVE, UMATILLA, FL 32784-9275
Document Number0058180868
Book / Page5818 / 868
Map ReferenceMB 6 PG 87-95
Instrument DateOct 20, 2021
Instrument2021144733
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address820 W 5TH AVE, UMATILLA, FL 32784-9275

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 W 5TH AVE, UMATILLA, FL 32784-9275

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,790 (+2.9%)$243,764 (-) Land $71,253 Building $172,511
2025$222,350 (+5.98%) Land $71,253 Building $151,097$243,764 (+7.18%) Land $71,253 Building $172,511
2024$3,653.00 (+4.28%)
2023$3,503.00 (+3.61%) Homeowner's exemption$209,800 (+3%)$227,444 (+11.66%) Land $71,253 Building $156,191
2022$3,381.00 Homeowner's exemption$203,693$203,693 Land $47,502 Building $156,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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