Lake County property record for 820 W 5th Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 2010 |
| Lot Size | 0.462 acres (20,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $3,653 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Line of Credit Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0105-085-01301 |
| Primary APN | 08-18-27-0105-085-01301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 1,815 sqft |
| 1st Floor Area | 1,287 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,126 sqft (0.462 acres) |
| Lot Dimensions | 230 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 179 sqft |
| Utility Building | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3834636 |
|---|---|
| Street Address | 820 W 5TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA EAST UMATILLA S 1/2 OF LOT 13 LOTS 14 15 16 31 32 33 S 1/2 OF LOT 34 BLK 85 PB 6 PGS 87-95 ORB 5855 PG 1880 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0105 |
| Legal Block | 85 |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30109 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Special Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MOUNT DO |
| Oct 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Apr 8, 2010 · Amount on Record |
| Deed Document Number | 2021171647 |
| Deed Book / Page | 5855 / 1880 |
| Prior Transfer Date | Oct 20, 2021 |
| Prior Transfer Doc | 0058180868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
| Document Number | 0058551880 |
| Book / Page | 5855 / 1880 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021171647 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13101 GLENVIEW LN, GRAND ISLAND, FL 32735-8948 |
| Name | Verified Name |
|---|---|
| Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
| Document Number | 0058551882 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 5855/1882 |
| Name | THE FIRST NATIONAL BANK OF MOUNT DO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
| Document Number | 0058180868 |
| Book / Page | 5818 / 868 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021144733 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
| Name | Verified Name |
|---|---|
| Address | 820 W 5TH AVE, UMATILLA, FL 32784-9275 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,790 (+2.9%) | $243,764 (-) Land $71,253 Building $172,511 | |
| 2025 | $222,350 (+5.98%) Land $71,253 Building $151,097 | $243,764 (+7.18%) Land $71,253 Building $172,511 | |
| 2024 | $3,653.00 (+4.28%) | ||
| 2023 | $3,503.00 (+3.61%) Homeowner's exemption | $209,800 (+3%) | $227,444 (+11.66%) Land $71,253 Building $156,191 |
| 2022 | $3,381.00 Homeowner's exemption | $203,693 | $203,693 Land $47,502 Building $156,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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