Union County property record for 820 Vines Rd, Cobden, IL 62920
| Property Type | Rural Home |
|---|---|
| Lot Size | 25.2 acres (1,101,632 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $618 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-32-02-822-C |
| Primary APN | 04-32-02-822-C |
|---|---|
| Alternative APN |
|
| Lot Area | 1,101,632 sqft (25.2 acres) |
|---|
| Street Address | 810 VINES RD |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S32 T11 R1W PT SE NW PT NE SW |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 32 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 1 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 810 VINES RD, COBDEN, IL 62920-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2011 |
| Deed Sale | Oct 19, 2011 |
| Deed Document Number | 20112210 |
| Deed Book / Page | 346 / 465466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 820 VINES RD, COBDEN, IL 62920 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02020R2247 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020R2247 |
| Name | ANNA-JONESBORO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANNA, IL 62906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 17, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $618.00 (+19.31%) | $18,340 (+22.77%) Land $7,940 Building $10,400 | $55,020 Land $23,820 Building $31,200 |
| 2022 | $518.00 Homeowner's exemption | $14,938 Land $5,823 Building $9,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: ClearWave, Frontier, Verizon.
5G (outdoors only) and 4G LTE
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